Computations based on a sale price of				$110,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Partners
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
110,000	5,500	104,500	67.93	160.42	183.33	503.69	532.95	563.26	594.61	627.00	660.44	694.93	730.46	767.03	803.61	841.23	878.85	917.51
PITI		5% Dwn				915.37	944.63	974.93	1006.28	1038.68	1072.12	1106.60	1142.13	1178.71	1215.28	1252.90	1290.52	1329.19
28%						3269.16	3373.66	3481.89	3593.86	3709.55	3828.98	3952.14	4079.04	4209.66	4340.29	4474.64	4609.00	4747.09
YrIncome						39,230	40,484	41,783	43,126	44,515	45,948	47,426	48,948	50,516	52,083	53,696	55,308	56,965
36%						1176.90	1214.52	1253.48	1293.79	1335.44	1378.43	1422.77	1468.45	1515.48	1562.50	1610.87	1659.24	1708.95
MaxDebt/Mth						261.53	269.89	278.55	287.51	296.76	306.32	316.17	326.32	336.77	347.22	357.97	368.72	379.77
	Remember	Est. Closing Costs>>>>		7,700
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	11,000	99,000	42.90	160.42	183.33	477.18	504.90	533.61	563.31	594.00	625.68	658.35	692.01	726.66	761.31	796.95	832.59	869.22
PITI		10%Dwn				863.83	891.55	920.26	949.96	980.65	1012.33	1045.00	1078.66	1113.31	1147.96	1183.60	1219.24	1255.87
28%						3085.11	3184.11	3286.64	3392.71	3502.32	3615.46	3732.14	3852.36	3976.11	4099.86	4227.14	4354.43	4485.25
YrIncome						37,021	38,209	39,440	40,713	42,028	43,386	44,786	46,228	47,713	49,198	50,726	52,253	53,823
36%						1110.64	1146.28	1183.19	1221.38	1260.84	1301.57	1343.57	1386.85	1431.40	1475.95	1521.77	1567.59	1614.69
MaxDebt/Mth						246.81	254.73	262.93	271.42	280.19	289.24	298.57	308.19	318.09	327.99	338.17	348.35	358.82
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	16,500	93,500	24.93	160.42	183.33	450.67	476.85	503.97	532.02	561.00	590.92	621.78	653.57	686.29	719.02	752.68	786.34	820.93
PITI		15%Dwn				819.35	845.53	872.65	900.70	929.68	959.60	990.46	1022.25	1054.97	1087.70	1121.36	1155.02	1189.61
28%						2926.26	3019.76	3116.60	3216.78	3320.30	3427.15	3537.35	3650.89	3767.76	3884.64	4004.85	4125.07	4248.62
YrIncome						35,115	36,237	37,399	38,601	39,844	41,126	42,448	43,811	45,213	46,616	48,058	49,501	50,983
36%						1053.45	1087.11	1121.98	1158.04	1195.31	1233.78	1273.45	1314.32	1356.39	1398.47	1441.75	1485.02	1529.50
MaxDebt/Mth						234.10	241.58	249.33	257.34	265.62	274.17	282.99	292.07	301.42	310.77	320.39	330.01	339.89
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	22,000	88,000	0.00	160.42	183.33	424.16	448.80	474.32	500.72	528.00	556.16	585.20	615.12	645.92	676.72	708.40	740.08	772.64
PITI		20%Dwn				767.91	792.55	818.07	844.47	871.75	899.91	928.95	958.87	989.67	1020.47	1052.15	1083.83	1116.39
28%						2742.54	2830.54	2921.68	3015.96	3113.39	3213.96	3317.68	3424.54	3534.54	3644.54	3757.68	3870.82	3987.11
YrIncome						32,910	33,966	35,060	36,192	37,361	38,568	39,812	41,094	42,414	43,734	45,092	46,450	47,845
36%						987.31	1018.99	1051.80	1085.75	1120.82	1157.03	1194.36	1232.83	1272.43	1312.03	1352.76	1393.50	1435.36
MaxDebt/Mth						219.40	226.44	233.73	241.28	249.07	257.12	265.41	273.96	282.76	291.56	300.61	309.67	318.97
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	27,500	82,500	0.00	160.42	183.33	397.65	420.75	444.68	469.43	495.00	521.40	548.63	576.68	605.55	634.43	664.13	693.83	724.35
PITI		25%Dwn				741.40	764.50	788.43	813.18	838.75	865.15	892.38	920.43	949.30	978.18	1007.88	1037.58	1068.10
28%						2647.86	2730.36	2815.80	2904.20	2995.54	3089.82	3187.05	3287.23	3390.36	3493.48	3599.55	3705.63	3814.64
YrIncome						31,774	32,764	33,790	34,850	35,946	37,078	38,245	39,447	40,684	41,922	43,195	44,468	45,776
36%						953.23	982.93	1013.69	1045.51	1078.39	1112.34	1147.34	1183.40	1220.53	1257.65	1295.84	1334.03	1373.27
MaxDebt/Mth						211.83	218.43	225.26	232.34	239.64	247.19	254.96	262.98	271.23	279.48	287.96	296.45	305.17
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	33,000	77,000	0.00	160.42	183.33	371.14	392.70	415.03	438.13	462.00	486.64	512.05	538.23	565.18	592.13	619.85	647.57	676.06
PITI		30%Dwn				714.89	736.45	758.78	781.88	805.75	830.39	855.80	881.98	908.93	935.88	963.60	991.32	1019.81
28%						2553.18	2630.18	2709.93	2792.43	2877.68	2965.68	3056.43	3149.93	3246.18	3342.43	3441.43	3540.43	3642.18
YrIncome						30,638	31,562	32,519	33,509	34,532	35,588	36,677	37,799	38,954	40,109	41,297	42,485	43,706
36%						919.14	946.86	975.57	1005.27	1035.96	1067.64	1100.31	1133.97	1168.62	1203.27	1238.91	1274.55	1311.18
MaxDebt/Mth						204.25	210.41	216.79	223.39	230.21	237.25	244.51	251.99	259.69	267.39	275.31	283.23	291.37
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	38,500	71,500	0.00	160.42	183.33	344.63	364.65	385.39	406.84	429.00	451.88	475.48	499.79	524.81	549.84	575.58	601.32	627.77
PITI		35%Dwn				688.38	708.40	729.14	750.59	772.75	795.63	819.23	843.54	868.56	893.59	919.33	945.07	971.52
28%						2458.50	2530.00	2604.05	2680.66	2759.82	2841.54	2925.80	3012.63	3102.00	3191.38	3283.30	3375.23	3469.71
YrIncome						29,502	30,360	31,249	32,168	33,118	34,098	35,110	36,152	37,224	38,297	39,400	40,503	41,637
36%						885.06	910.80	937.46	965.04	993.54	1022.95	1053.29	1084.55	1116.72	1148.90	1181.99	1215.08	1249.10
MaxDebt/Mth						196.68	202.40	208.32	214.45	220.79	227.32	234.06	241.01	248.16	255.31	262.66	270.02	277.58
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	44,000	66,000	0.00	160.42	183.33	318.12	336.60	355.74	375.54	396.00	417.12	438.90	461.34	484.44	507.54	531.30	555.06	579.48
PITI		40%Dwn				661.87	680.35	699.49	719.29	739.75	760.87	782.65	805.09	828.19	851.29	875.05	898.81	923.23
28%						2363.82	2429.82	2498.18	2568.89	2641.96	2717.39	2795.18	2875.32	2957.82	3040.32	3125.18	3210.04	3297.25
YrIncome						28,366	29,158	29,978	30,827	31,704	32,609	33,542	34,504	35,494	36,484	37,502	38,520	39,567
36%						850.98	874.74	899.34	924.80	951.11	978.26	1006.26	1035.12	1064.82	1094.52	1125.06	1155.61	1187.01
MaxDebt/Mth						189.11	194.39	199.85	205.51	211.36	217.39	223.61	230.03	236.63	243.23	250.01	256.80	263.78
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	49,500	60,500	0.00	160.42	183.33	291.61	308.55	326.10	344.25	363.00	382.36	402.33	422.90	444.07	465.25	487.03	508.81	531.19
PITI		45%Dwn				635.36	652.30	669.85	688.00	706.75	726.11	746.08	766.65	787.82	809.00	830.78	852.56	874.94
28%						2269.14	2329.64	2392.30	2457.13	2524.11	2593.25	2664.55	2738.02	2813.64	2889.27	2967.05	3044.84	3124.79
YrIncome						27,230	27,956	28,708	29,486	30,289	31,119	31,975	32,856	33,764	34,671	35,605	36,538	37,497
36%						816.89	838.67	861.23	884.57	908.68	933.57	959.24	985.69	1012.91	1040.14	1068.14	1096.14	1124.92
MaxDebt/Mth						181.53	186.37	191.38	196.57	201.93	207.46	213.16	219.04	225.09	231.14	237.36	243.59	249.98
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
110,000	55,000	55,000	0.00	160.42	183.33	265.10	280.50	296.45	312.95	330.00	347.60	365.75	384.45	403.70	422.95	442.75	462.55	482.90
PITI		50%Dwn				608.85	624.25	640.20	656.70	673.75	691.35	709.50	728.20	747.45	766.70	786.50	806.30	826.65
28%						2174.46	2229.46	2286.43	2345.36	2406.25	2469.11	2533.93	2600.71	2669.46	2738.21	2808.93	2879.64	2952.32
YrIncome						26,094	26,754	27,437	28,144	28,875	29,629	30,407