Computations based on a sale price of				$210,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Partners
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
210,000	10,500	199,500	129.68	306.25	350.00	961.59	1017.45	1075.31	1135.16	1197.00	1260.84	1326.68	1394.51	1464.33	1534.16	1605.98	1677.80	1751.61
PITI		5% Dwn				1747.52	1803.38	1861.23	1921.08	1982.93	2046.77	2112.60	2180.43	2250.26	2320.08	2391.90	2463.72	2537.54
28%						6241.13	6440.63	6647.25	6861.00	7081.88	7309.88	7545.00	7787.25	8036.63	8286.00	8542.50	8799.00	9062.63
YrIncome						74,894	77,288	79,767	82,332	84,983	87,719	90,540	93,447	96,440	99,432	102,510	105,588	108,752
36%						2246.81	2318.63	2393.01	2469.96	2549.48	2631.56	2716.20	2803.41	2893.19	2982.96	3075.30	3167.64	3262.55
MaxDebt/Mth						499.29	515.25	531.78	548.88	566.55	584.79	603.60	622.98	642.93	662.88	683.40	703.92	725.01
	Remember	Est. Closing Costs>>>>		14,700
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	21,000	189,000	81.90	306.25	350.00	910.98	963.90	1018.71	1075.41	1134.00	1194.48	1256.85	1321.11	1387.26	1453.41	1521.45	1589.49	1659.42
PITI		10%Dwn				1649.13	1702.05	1756.86	1813.56	1872.15	1932.63	1995.00	2059.26	2125.41	2191.56	2259.60	2327.64	2397.57
28%						5889.75	6078.75	6274.50	6477.00	6686.25	6902.25	7125.00	7354.50	7590.75	7827.00	8070.00	8313.00	8562.75
YrIncome						70,677	72,945	75,294	77,724	80,235	82,827	85,500	88,254	91,089	93,924	96,840	99,756	102,753
36%						2120.31	2188.35	2258.82	2331.72	2407.05	2484.81	2565.00	2647.62	2732.67	2817.72	2905.20	2992.68	3082.59
MaxDebt/Mth						471.18	486.30	501.96	518.16	534.90	552.18	570.00	588.36	607.26	626.16	645.60	665.04	685.02
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	31,500	178,500	47.60	306.25	350.00	860.37	910.35	962.12	1015.67	1071.00	1128.12	1187.03	1247.72	1310.19	1372.67	1436.93	1501.19	1567.23
PITI		15%Dwn				1564.22	1614.20	1665.97	1719.52	1774.85	1831.97	1890.88	1951.57	2014.04	2076.52	2140.78	2205.04	2271.08
28%						5586.50	5765.00	5949.88	6141.13	6338.75	6542.75	6753.13	6969.88	7193.00	7416.13	7645.63	7875.13	8111.00
YrIncome						67,038	69,180	71,399	73,694	76,065	78,513	81,038	83,639	86,316	88,994	91,748	94,502	97,332
36%						2011.14	2075.40	2141.96	2210.81	2281.95	2355.39	2431.13	2509.16	2589.48	2669.81	2752.43	2835.05	2919.96
MaxDebt/Mth						446.92	461.20	475.99	491.29	507.10	523.42	540.25	557.59	575.44	593.29	611.65	630.01	648.88
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	42,000	168,000	0.00	306.25	350.00	809.76	856.80	905.52	955.92	1008.00	1061.76	1117.20	1174.32	1233.12	1291.92	1352.40	1412.88	1475.04
PITI		20%Dwn				1466.01	1513.05	1561.77	1612.17	1664.25	1718.01	1773.45	1830.57	1889.37	1948.17	2008.65	2069.13	2131.29
28%						5235.75	5403.75	5577.75	5757.75	5943.75	6135.75	6333.75	6537.75	6747.75	6957.75	7173.75	7389.75	7611.75
YrIncome						62,829	64,845	66,933	69,093	71,325	73,629	76,005	78,453	80,973	83,493	86,085	88,677	91,341
36%						1884.87	1945.35	2007.99	2072.79	2139.75	2208.87	2280.15	2353.59	2429.19	2504.79	2582.55	2660.31	2740.23
MaxDebt/Mth						418.86	432.30	446.22	460.62	475.50	490.86	506.70	523.02	539.82	556.62	573.90	591.18	608.94
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	52,500	157,500	0.00	306.25	350.00	759.15	803.25	848.93	896.18	945.00	995.40	1047.38	1100.93	1156.05	1211.18	1267.88	1324.58	1382.85
PITI		25%Dwn				1415.40	1459.50	1505.18	1552.43	1601.25	1651.65	1703.63	1757.18	1812.30	1867.43	1924.13	1980.83	2039.10
28%						5055.00	5212.50	5375.63	5544.38	5718.75	5898.75	6084.38	6275.63	6472.50	6669.38	6871.88	7074.38	7282.50
YrIncome						60,660	62,550	64,508	66,533	68,625	70,785	73,013	75,308	77,670	80,033	82,463	84,893	87,390
36%						1819.80	1876.50	1935.23	1995.98	2058.75	2123.55	2190.38	2259.23	2330.10	2400.98	2473.88	2546.78	2621.70
MaxDebt/Mth						404.40	417.00	430.05	443.55	457.50	471.90	486.75	502.05	517.80	533.55	549.75	565.95	582.60
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	63,000	147,000	0.00	306.25	350.00	708.54	749.70	792.33	836.43	882.00	929.04	977.55	1027.53	1078.98	1130.43	1183.35	1236.27	1290.66
PITI		30%Dwn				1364.79	1405.95	1448.58	1492.68	1538.25	1585.29	1633.80	1683.78	1735.23	1786.68	1839.60	1892.52	1946.91
28%						4874.25	5021.25	5173.50	5331.00	5493.75	5661.75	5835.00	6013.50	6197.25	6381.00	6570.00	6759.00	6953.25
YrIncome						58,491	60,255	62,082	63,972	65,925	67,941	70,020	72,162	74,367	76,572	78,840	81,108	83,439
36%						1754.73	1807.65	1862.46	1919.16	1977.75	2038.23	2100.60	2164.86	2231.01	2297.16	2365.20	2433.24	2503.17
MaxDebt/Mth						389.94	401.70	413.88	426.48	439.50	452.94	466.80	481.08	495.78	510.48	525.60	540.72	556.26
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	73,500	136,500	0.00	306.25	350.00	657.93	696.15	735.74	776.69	819.00	862.68	907.73	954.14	1001.91	1049.69	1098.83	1147.97	1198.47
PITI		35%Dwn				1314.18	1352.40	1391.99	1432.94	1475.25	1518.93	1563.98	1610.39	1658.16	1705.94	1755.08	1804.22	1854.72
28%						4693.50	4830.00	4971.38	5117.63	5268.75	5424.75	5585.63	5751.38	5922.00	6092.63	6268.13	6443.63	6624.00
YrIncome						56,322	57,960	59,657	61,412	63,225	65,097	67,028	69,017	71,064	73,112	75,218	77,324	79,488
36%						1689.66	1738.80	1789.70	1842.35	1896.75	1952.91	2010.83	2070.50	2131.92	2193.35	2256.53	2319.71	2384.64
MaxDebt/Mth						375.48	386.40	397.71	409.41	421.50	433.98	446.85	460.11	473.76	487.41	501.45	515.49	529.92
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	84,000	126,000	0.00	306.25	350.00	607.32	642.60	679.14	716.94	756.00	796.32	837.90	880.74	924.84	968.94	1014.30	1059.66	1106.28
PITI		40%Dwn				1263.57	1298.85	1335.39	1373.19	1412.25	1452.57	1494.15	1536.99	1581.09	1625.19	1670.55	1715.91	1762.53
28%						4512.75	4638.75	4769.25	4904.25	5043.75	5187.75	5336.25	5489.25	5646.75	5804.25	5966.25	6128.25	6294.75
YrIncome						54,153	55,665	57,231	58,851	60,525	62,253	64,035	65,871	67,761	69,651	71,595	73,539	75,537
36%						1624.59	1669.95	1716.93	1765.53	1815.75	1867.59	1921.05	1976.13	2032.83	2089.53	2147.85	2206.17	2266.11
MaxDebt/Mth						361.02	371.10	381.54	392.34	403.50	415.02	426.90	439.14	451.74	464.34	477.30	490.26	503.58
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	94,500	115,500	0.00	306.25	350.00	556.71	589.05	622.55	657.20	693.00	729.96	768.08	807.35	847.77	888.20	929.78	971.36	1014.09
PITI		45%Dwn				1212.96	1245.30	1278.80	1313.45	1349.25	1386.21	1424.33	1463.60	1504.02	1544.45	1586.03	1627.61	1670.34
28%						4332.00	4447.50	4567.13	4690.88	4818.75	4950.75	5086.88	5227.13	5371.50	5515.88	5664.38	5812.88	5965.50
YrIncome						51,984	53,370	54,806	56,291	57,825	59,409	61,043	62,726	64,458	66,191	67,973	69,755	71,586
36%						1559.52	1601.10	1644.17	1688.72	1734.75	1782.27	1831.28	1881.77	1933.74	1985.72	2039.18	2092.64	2147.58
MaxDebt/Mth						346.56	355.80	365.37	375.27	385.50	396.06	406.95	418.17	429.72	441.27	453.15	465.03	477.24
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
210,000	105,000	105,000	0.00	306.25	350.00	506.10	535.50	565.95	597.45	630.00	663.60	698.25	733.95	770.70	807.45	845.25	883.05	921.90
PITI		50%Dwn				1162.35	1191.75	1222.20	1253.70	1286.25	1319.85	1354.50	1390.20	1426.95	1463.70	1501.50	1539.30	1578.15
28%						4151.25	4256.25	4365.00	4477.50	4593.75	4713.75	4837.50	4965.00	5096.25	5227.50	5362.50	5497.50	5636.25
YrIncome						49,815	51,075	52,380	53,730	55,125	56,565	58,050	59,580	61,155	62,730	64,350	65,970	67,635
36%						1494.45	1532.25	1571.40	1611.90	1653.75	1696.95	1741.50	1787.40	1834.65	1881.90	1930.50	1979.10	2029.05
MaxDebt/Mth						332.10	340.50	349.20	358.20	367.50	377.10	387.00	397.20	407.70	418.20	429.00	439.80	450.90