Computations based on a sale price of				$250,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Partners
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
250,000	12,500	237,500	154.38	364.58	416.67	1144.75	1211.25	1280.13	1351.38	1425.00	1501.00	1579.38	1660.13	1743.25	1826.38	1911.88	1997.38	2085.25
PITI		5% Dwn				2080.38	2146.88	2215.75	2287.00	2360.63	2436.63	2515.00	2595.75	2678.88	2762.00	2847.50	2933.00	3020.88
28%						7429.91	7667.41	7913.39	8167.86	8430.80	8702.23	8982.14	9270.54	9567.41	9864.29	10169.64	10475.00	10788.84
YrIncome						89,159	92,009	94,961	98,014	101,170	104,427	107,786	111,246	114,809	118,371	122,036	125,700	129,466
36%						2674.77	2760.27	2848.82	2940.43	3035.09	3132.80	3233.57	3337.39	3444.27	3551.14	3661.07	3771.00	3883.98
MaxDebt/Mth						594.39	613.39	633.07	653.43	674.46	696.18	718.57	741.64	765.39	789.14	813.57	838.00	863.11
	Remember	Est. Closing Costs>>>>		17,500
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	25,000	225,000	97.50	364.58	416.67	1084.50	1147.50	1212.75	1280.25	1350.00	1422.00	1496.25	1572.75	1651.50	1730.25	1811.25	1892.25	1975.50
PITI		10%Dwn				1963.25	2026.25	2091.50	2159.00	2228.75	2300.75	2375.00	2451.50	2530.25	2609.00	2690.00	2771.00	2854.25
28%						7011.61	7236.61	7469.64	7710.71	7959.82	8216.96	8482.14	8755.36	9036.61	9317.86	9607.14	9896.43	10193.75
YrIncome						84,139	86,839	89,636	92,529	95,518	98,604	101,786	105,064	108,439	111,814	115,286	118,757	122,325
36%						2524.18	2605.18	2689.07	2775.86	2865.54	2958.11	3053.57	3151.93	3253.18	3354.43	3458.57	3562.71	3669.75
MaxDebt/Mth						560.93	578.93	597.57	616.86	636.79	657.36	678.57	700.43	722.93	745.43	768.57	791.71	815.50
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	37,500	212,500	56.67	364.58	416.67	1024.25	1083.75	1145.38	1209.13	1275.00	1343.00	1413.13	1485.38	1559.75	1634.13	1710.63	1787.13	1865.75
PITI		15%Dwn				1862.17	1921.67	1983.29	2047.04	2112.92	2180.92	2251.04	2323.29	2397.67	2472.04	2548.54	2625.04	2703.67
28%						6650.60	6863.10	7083.18	7310.86	7546.13	7788.99	8039.43	8297.47	8563.10	8828.72	9101.93	9375.15	9655.95
YrIncome						79,807	82,357	84,998	87,730	90,554	93,468	96,473	99,570	102,757	105,945	109,223	112,502	115,871
36%						2394.21	2470.71	2549.95	2631.91	2716.61	2804.04	2894.20	2987.09	3082.71	3178.34	3276.70	3375.05	3476.14
MaxDebt/Mth						532.05	549.05	566.65	584.87	603.69	623.12	643.15	663.80	685.05	706.30	728.15	750.01	772.48
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	50,000	200,000	0.00	364.58	416.67	964.00	1020.00	1078.00	1138.00	1200.00	1264.00	1330.00	1398.00	1468.00	1538.00	1610.00	1682.00	1756.00
PITI		20%Dwn				1745.25	1801.25	1859.25	1919.25	1981.25	2045.25	2111.25	2179.25	2249.25	2319.25	2391.25	2463.25	2537.25
28%						6233.04	6433.04	6640.18	6854.46	7075.89	7304.46	7540.18	7783.04	8033.04	8283.04	8540.18	8797.32	9061.61
YrIncome						74,796	77,196	79,682	82,254	84,911	87,654	90,482	93,396	96,396	99,396	102,482	105,568	108,739
36%						2243.89	2315.89	2390.46	2467.61	2547.32	2629.61	2714.46	2801.89	2891.89	2981.89	3074.46	3167.04	3262.18
MaxDebt/Mth						498.64	514.64	531.21	548.36	566.07	584.36	603.21	622.64	642.64	662.64	683.21	703.79	724.93
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	62,500	187,500	0.00	364.58	416.67	903.75	956.25	1010.63	1066.88	1125.00	1185.00	1246.88	1310.63	1376.25	1441.88	1509.38	1576.88	1646.25
PITI		25%Dwn				1685.00	1737.50	1791.88	1848.13	1906.25	1966.25	2028.13	2091.88	2157.50	2223.13	2290.63	2358.13	2427.50
28%						6017.86	6205.36	6399.55	6600.45	6808.04	7022.32	7243.30	7470.98	7705.36	7939.73	8180.80	8421.88	8669.64
YrIncome						72,214	74,464	76,795	79,205	81,696	84,268	86,920	89,652	92,464	95,277	98,170	101,063	104,036
36%						2166.43	2233.93	2303.84	2376.16	2450.89	2528.04	2607.59	2689.55	2773.93	2858.30	2945.09	3031.88	3121.07
MaxDebt/Mth						481.43	496.43	511.96	528.04	544.64	561.79	579.46	597.68	616.43	635.18	654.46	673.75	693.57
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	75,000	175,000	0.00	364.58	416.67	843.50	892.50	943.25	995.75	1050.00	1106.00	1163.75	1223.25	1284.50	1345.75	1408.75	1471.75	1536.50
PITI		30%Dwn				1624.75	1673.75	1724.50	1777.00	1831.25	1887.25	1945.00	2004.50	2065.75	2127.00	2190.00	2253.00	2317.75
28%						5802.68	5977.68	6158.93	6346.43	6540.18	6740.18	6946.43	7158.93	7377.68	7596.43	7821.43	8046.43	8277.68
YrIncome						69,632	71,732	73,907	76,157	78,482	80,882	83,357	85,907	88,532	91,157	93,857	96,557	99,332
36%						2088.96	2151.96	2217.21	2284.71	2354.46	2426.46	2500.71	2577.21	2655.96	2734.71	2815.71	2896.71	2979.96
MaxDebt/Mth						464.21	478.21	492.71	507.71	523.21	539.21	555.71	572.71	590.21	607.71	625.71	643.71	662.21
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	87,500	162,500	0.00	364.58	416.67	783.25	828.75	875.88	924.63	975.00	1027.00	1080.63	1135.88	1192.75	1249.63	1308.13	1366.63	1426.75
PITI		35%Dwn				1564.50	1610.00	1657.13	1705.88	1756.25	1808.25	1861.88	1917.13	1974.00	2030.88	2089.38	2147.88	2208.00
28%						5587.50	5750.00	5918.30	6092.41	6272.32	6458.04	6649.55	6846.88	7050.00	7253.13	7462.05	7670.98	7885.71
YrIncome						67,050	69,000	71,020	73,109	75,268	77,496	79,795	82,163	84,600	87,038	89,545	92,052	94,629
36%						2011.50	2070.00	2130.59	2193.27	2258.04	2324.89	2393.84	2464.88	2538.00	2611.13	2686.34	2761.55	2838.86
MaxDebt/Mth						447.00	460.00	473.46	487.39	501.79	516.64	531.96	547.75	564.00	580.25	596.96	613.68	630.86
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	100,000	150,000	0.00	364.58	416.67	723.00	765.00	808.50	853.50	900.00	948.00	997.50	1048.50	1101.00	1153.50	1207.50	1261.50	1317.00
PITI		40%Dwn				1504.25	1546.25	1589.75	1634.75	1681.25	1729.25	1778.75	1829.75	1882.25	1934.75	1988.75	2042.75	2098.25
28%						5372.32	5522.32	5677.68	5838.39	6004.46	6175.89	6352.68	6534.82	6722.32	6909.82	7102.68	7295.54	7493.75
YrIncome						64,468	66,268	68,132	70,061	72,054	74,111	76,232	78,418	80,668	82,918	85,232	87,546	89,925
36%						1934.04	1988.04	2043.96	2101.82	2161.61	2223.32	2286.96	2352.54	2420.04	2487.54	2556.96	2626.39	2697.75
MaxDebt/Mth						429.79	441.79	454.21	467.07	480.36	494.07	508.21	522.79	537.79	552.79	568.21	583.64	599.50
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	112,500	137,500	0.00	364.58	416.67	662.75	701.25	741.13	782.38	825.00	869.00	914.38	961.13	1009.25	1057.38	1106.88	1156.38	1207.25
PITI		45%Dwn				1444.00	1482.50	1522.38	1563.63	1606.25	1650.25	1695.63	1742.38	1790.50	1838.63	1888.13	1937.63	1988.50
28%						5157.14	5294.64	5437.05	5584.38	5736.61	5893.75	6055.80	6222.77	6394.64	6566.52	6743.30	6920.09	7101.79
YrIncome						61,886	63,536	65,245	67,013	68,839	70,725	72,670	74,673	76,736	78,798	80,920	83,041	85,221
36%						1856.57	1906.07	1957.34	2010.38	2065.18	2121.75	2180.09	2240.20	2302.07	2363.95	2427.59	2491.23	2556.64
MaxDebt/Mth						412.57	423.57	434.96	446.75	458.93	471.50	484.46	497.82	511.57	525.32	539.46	553.61	568.14
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
250,000	125,000	125,000	0.00	364.58	416.67	602.50	637.50	673.75	711.25	750.00	790.00	831.25	873.75	917.50	961.25	1006.25	1051.25	1097.50
PITI		50%Dwn				1383.75	1418.75	1455.00	1492.50	1531.25	1571.25	1612.50	1655.00	1698.75	1742.50	1787.50	1832.50	1878.75
28%						4941.96	5066.96	5196.43	5330.36	5468.75	5611.61	5758.93	5910.71	6066.96	6223.21	6383.93	6544.64	6709.82
YrIncome						59,304	60,804	62,357	63,964	65,625	67,339	69,107	70,929	72,804