Computations based on a sale price of				$330,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Preferred
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
330,000	16,500	313,500	203.78	481.25	550.00	1511.07	1598.85	1689.77	1783.82	1881.00	1981.32	2084.78	2191.37	2301.09	2410.82	2523.68	2636.54	2752.53
PITI		5% Dwn				2746.10	2833.88	2924.79	3018.84	3116.03	3216.35	3319.80	3426.39	3536.12	3645.84	3758.70	3871.56	3987.56
28%						9807.48	10120.98	10445.68	10781.57	11128.66	11486.95	11856.43	12237.11	12628.98	13020.86	13423.93	13827.00	14241.27
YrIncome						117,690	121,452	125,348	129,379	133,544	137,843	142,277	146,845	151,548	156,250	161,087	165,924	170,895
36%						3530.69	3643.55	3760.44	3881.37	4006.32	4135.30	4268.31	4405.36	4546.43	4687.51	4832.61	4977.72	5126.86
MaxDebt/Mth						784.60	809.68	835.65	862.53	890.29	918.96	948.51	978.97	1010.32	1041.67	1073.91	1106.16	1139.30
	Remember	Est. Closing Costs>>>>		19,800
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	33,000	297,000	128.70	481.25	550.00	1431.54	1514.70	1600.83	1689.93	1782.00	1877.04	1975.05	2076.03	2179.98	2283.93	2390.85	2497.77	2607.66
PITI		10%Dwn				2591.49	2674.65	2760.78	2849.88	2941.95	3036.99	3135.00	3235.98	3339.93	3443.88	3550.80	3657.72	3767.61
28%						9255.32	9552.32	9859.93	10178.14	10506.96	10846.39	11196.43	11557.07	11928.32	12299.57	12681.43	13063.29	13455.75
YrIncome						111,064	114,628	118,319	122,138	126,084	130,157	134,357	138,685	143,140	147,595	152,177	156,759	161,469
36%						3331.92	3438.84	3549.57	3664.13	3782.51	3904.70	4030.71	4160.55	4294.20	4427.85	4565.31	4702.78	4844.07
MaxDebt/Mth						740.43	764.19	788.79	814.25	840.56	867.71	895.71	924.57	954.27	983.97	1014.51	1045.06	1076.46
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	49,500	280,500	74.80	481.25	550.00	1352.01	1430.55	1511.90	1596.05	1683.00	1772.76	1865.33	1960.70	2058.87	2157.05	2258.03	2359.01	2462.79
PITI		15%Dwn				2458.06	2536.60	2617.95	2702.10	2789.05	2878.81	2971.38	3066.75	3164.92	3263.10	3364.08	3465.06	3568.84
28%						8778.79	9059.29	9349.80	9650.34	9960.89	10281.46	10612.05	10952.66	11303.29	11653.91	12014.55	12375.20	12745.86
YrIncome						105,345	108,711	112,198	115,804	119,531	123,378	127,345	131,432	135,639	139,847	144,175	148,502	152,950
36%						3160.36	3261.34	3365.93	3474.12	3585.92	3701.33	3820.34	3942.96	4069.18	4195.41	4325.24	4455.07	4588.51
MaxDebt/Mth						702.30	724.74	747.98	772.03	796.87	822.52	848.96	876.21	904.26	932.31	961.16	990.02	1019.67
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	66,000	264,000	0.00	481.25	550.00	1272.48	1346.40	1422.96	1502.16	1584.00	1668.48	1755.60	1845.36	1937.76	2030.16	2125.20	2220.24	2317.92
PITI		20%Dwn				2303.73	2377.65	2454.21	2533.41	2615.25	2699.73	2786.85	2876.61	2969.01	3061.41	3156.45	3251.49	3349.17
28%						8227.61	8491.61	8765.04	9047.89	9340.18	9641.89	9953.04	10273.61	10603.61	10933.61	11273.04	11612.46	11961.32
YrIncome						98,731	101,899	105,180	108,575	112,082	115,703	119,436	123,283	127,243	131,203	135,276	139,350	143,536
36%						2961.94	3056.98	3155.41	3257.24	3362.46	3471.08	3583.09	3698.50	3817.30	3936.10	4058.29	4180.49	4306.08
MaxDebt/Mth						658.21	679.33	701.20	723.83	747.21	771.35	796.24	821.89	848.29	874.69	901.84	929.00	956.91
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	82,500	247,500	0.00	481.25	550.00	1192.95	1262.25	1334.03	1408.28	1485.00	1564.20	1645.88	1730.03	1816.65	1903.28	1992.38	2081.48	2173.05
PITI		25%Dwn				2224.20	2293.50	2365.28	2439.53	2516.25	2595.45	2677.13	2761.28	2847.90	2934.53	3023.63	3112.73	3204.30
28%						7943.57	8191.07	8447.41	8712.59	8986.61	9269.46	9561.16	9861.70	10171.07	10480.45	10798.66	11116.88	11443.93
YrIncome						95,323	98,293	101,369	104,551	107,839	111,234	114,734	118,340	122,053	125,765	129,584	133,403	137,327
36%						2859.69	2948.79	3041.07	3136.53	3235.18	3337.01	3442.02	3550.21	3661.59	3772.96	3887.52	4002.08	4119.81
MaxDebt/Mth						635.49	655.29	675.79	697.01	718.93	741.56	764.89	788.94	813.69	838.44	863.89	889.35	915.51
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	99,000	231,000	0.00	481.25	550.00	1113.42	1178.10	1245.09	1314.39	1386.00	1459.92	1536.15	1614.69	1695.54	1776.39	1859.55	1942.71	2028.18
PITI		30%Dwn				2144.67	2209.35	2276.34	2345.64	2417.25	2491.17	2567.40	2645.94	2726.79	2807.64	2890.80	2973.96	3059.43
28%						7659.54	7890.54	8129.79	8377.29	8633.04	8897.04	9169.29	9449.79	9738.54	10027.29	10324.29	10621.29	10926.54
YrIncome						91,914	94,686	97,557	100,527	103,596	106,764	110,031	113,397	116,862	120,327	123,891	127,455	131,118
36%						2757.43	2840.59	2926.72	3015.82	3107.89	3202.93	3300.94	3401.92	3505.87	3609.82	3716.74	3823.66	3933.55
MaxDebt/Mth						612.76	631.24	650.38	670.18	690.64	711.76	733.54	755.98	779.08	802.18	825.94	849.70	874.12
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	115,500	214,500	0.00	481.25	550.00	1033.89	1093.95	1156.16	1220.51	1287.00	1355.64	1426.43	1499.36	1574.43	1649.51	1726.73	1803.95	1883.31
PITI		35%Dwn				2065.14	2125.20	2187.41	2251.76	2318.25	2386.89	2457.68	2530.61	2605.68	2680.76	2757.98	2835.20	2914.56
28%						7375.50	7590.00	7812.16	8041.98	8279.46	8524.61	8777.41	9037.88	9306.00	9574.13	9849.91	10125.70	10409.14
YrIncome						88,506	91,080	93,746	96,504	99,354	102,295	105,329	108,455	111,672	114,890	118,199	121,508	124,910
36%						2655.18	2732.40	2812.38	2895.11	2980.61	3068.86	3159.87	3253.64	3350.16	3446.69	3545.97	3645.25	3747.29
MaxDebt/Mth						590.04	607.20	624.97	643.36	662.36	681.97	702.19	723.03	744.48	765.93	787.99	810.06	832.73
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	132,000	198,000	0.00	481.25	550.00	954.36	1009.80	1067.22	1126.62	1188.00	1251.36	1316.70	1384.02	1453.32	1522.62	1593.90	1665.18	1738.44
PITI		40%Dwn				1985.61	2041.05	2098.47	2157.87	2219.25	2282.61	2347.95	2415.27	2484.57	2553.87	2625.15	2696.43	2769.69
28%						7091.46	7289.46	7494.54	7706.68	7925.89	8152.18	8385.54	8625.96	8873.46	9120.96	9375.54	9630.11	9891.75
YrIncome						85,098	87,474	89,934	92,480	95,111	97,826	100,626	103,512	106,482	109,452	112,506	115,561	118,701
36%						2552.93	2624.21	2698.03	2774.40	2853.32	2934.78	3018.79	3105.35	3194.45	3283.55	3375.19	3466.84	3561.03
MaxDebt/Mth						567.32	583.16	599.56	616.53	634.07	652.17	670.84	690.08	709.88	729.68	750.04	770.41	791.34
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	148,500	181,500	0.00	481.25	550.00	874.83	925.65	978.29	1032.74	1089.00	1147.08	1206.98	1268.69	1332.21	1395.74	1461.08	1526.42	1593.57
PITI		45%Dwn				1906.08	1956.90	2009.54	2063.99	2120.25	2178.33	2238.23	2299.94	2363.46	2426.99	2492.33	2557.67	2624.82
28%						6807.43	6988.93	7176.91	7371.38	7572.32	7779.75	7993.66	8214.05	8440.93	8667.80	8901.16	9134.52	9374.36
YrIncome						81,689	83,867	86,123	88,457	90,868	93,357	95,924	98,569	101,291	104,014	106,814	109,614	112,492
36%						2450.67	2516.01	2583.69	2653.70	2726.04	2800.71	2877.72	2957.06	3038.73	3120.41	3204.42	3288.43	3374.77
MaxDebt/Mth						544.59	559.11	574.15	589.71	605.79	622.38	639.49	657.12	675.27	693.42	712.09	730.76	749.95
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
330,000	165,000	165,000	0.00	481.25	550.00	795.30	841.50	889.35	938.85	990.00	1042.80	1097.25	1153.35	1211.10	1268.85	1328.25	1387.65	1448.70
PITI		50%Dwn				1826.55	1872.75	1920.60	1970.10	2021.25	2074.05	2128.50	2184.60	2242.35	2300.10	2359.50	2418.90	2479.95
28%						6523.39	6688.39	6859.29	7036.07	7218.75	7407.32	7601.79	7802.14	8008.39	8214.64	8426.79	8638.93	8856.96
YrIncome						78,281	80,261	82,311	84,433	86,625	88,888	91,221	93,626	96,101	98,576	101,121	103,667	106,284
36%						2348.42	2407.82	2469.34	2532.99	2598.75	2666.64	2736.64	2808.77	2883.02	2957.27	3033.64	3110.01	3188.51
MaxDebt/Mth						521.87	535.07	548.74	562.89	577.50	592.59	608.14	624.17	640.67	657.17	674.14	691.11	708.56