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Computations based on a sale price of  $330,000
Calculations based on 30 year conventional loan
Insurance estimated at 1.75% of sales price / 12 for a monthly figure
Taxes estimated at 2.00% of sales price / 12 for a monthly figure
PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
and adding the estimated monthly Insurance and Taxes amounts
and PMI (Private Mortgage Insurance) if down payment is less than 20%
copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Partners
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 10.00
       330,000       16,500        313,500 203.78 481.25 550.00 1511.07 1598.85 1689.77 1783.82 1881.00 1981.32 2084.78 2191.37 2301.09 2410.82 2523.68 2636.54 2752.53
 PITI  5% Dwn 2746.10 2833.88 2924.79 3018.84 3116.03 3216.35 3319.80 3426.39 3536.12 3645.84 3758.70 3871.56 3987.56
 28%      9807.48 10120.98 10445.68 10781.57 11128.66 11486.95 11856.43 12237.11 12628.98 13020.86 13423.93 13827.00 14241.27
 YrIncome           117,690      121,452      125,348      129,379      133,544      137,843      142,277      146,845      151,548      156,250      161,087      165,924      170,895
 36% 3530.69 3643.55 3760.44 3881.37 4006.32 4135.30 4268.31 4405.36 4546.43 4687.51 4832.61 4977.72 5126.86
 MaxDebt/Mth   784.60 809.68 835.65 862.53 890.29 918.96 948.51 978.97 1010.32 1041.67 1073.91 1106.16 1139.30
 Remember  Est. Closing Costs>>>>  19,800
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000       33,000        297,000 128.70 481.25 550.00 1431.54 1514.70 1600.83 1689.93 1782.00 1877.04 1975.05 2076.03 2179.98 2283.93 2390.85 2497.77 2607.66
 PITI  10%Dwn 2591.49 2674.65 2760.78 2849.88 2941.95 3036.99 3135.00 3235.98 3339.93 3443.88 3550.80 3657.72 3767.61
 28%   9255.32 9552.32 9859.93 10178.14 10506.96 10846.39 11196.43 11557.07 11928.32 12299.57 12681.43 13063.29 13455.75
 YrIncome        111,064      114,628      118,319      122,138      126,084      130,157      134,357      138,685      143,140      147,595      152,177      156,759      161,469
 36%   3331.92 3438.84 3549.57 3664.13 3782.51 3904.70 4030.71 4160.55 4294.20 4427.85 4565.31 4702.78 4844.07
 MaxDebt/Mth   740.43 764.19 788.79 814.25 840.56 867.71 895.71 924.57 954.27 983.97 1014.51 1045.06 1076.46
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000       49,500        280,500 74.80 481.25 550.00 1352.01 1430.55 1511.90 1596.05 1683.00 1772.76 1865.33 1960.70 2058.87 2157.05 2258.03 2359.01 2462.79
 PITI  15%Dwn 2458.06 2536.60 2617.95 2702.10 2789.05 2878.81 2971.38 3066.75 3164.92 3263.10 3364.08 3465.06 3568.84
 28%   8778.79 9059.29 9349.80 9650.34 9960.89 10281.46 10612.05 10952.66 11303.29 11653.91 12014.55 12375.20 12745.86
 YrIncome        105,345      108,711      112,198      115,804      119,531      123,378      127,345      131,432      135,639      139,847      144,175      148,502      152,950
 36% 3160.36 3261.34 3365.93 3474.12 3585.92 3701.33 3820.34 3942.96 4069.18 4195.41 4325.24 4455.07 4588.51
 MaxDebt/Mth 702.30 724.74 747.98 772.03 796.87 822.52 848.96 876.21 904.26 932.31 961.16 990.02 1019.67
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000       66,000        264,000 0.00 481.25 550.00 1272.48 1346.40 1422.96 1502.16 1584.00 1668.48 1755.60 1845.36 1937.76 2030.16 2125.20 2220.24 2317.92
 PITI  20%Dwn 2303.73 2377.65 2454.21 2533.41 2615.25 2699.73 2786.85 2876.61 2969.01 3061.41 3156.45 3251.49 3349.17
 28%   8227.61 8491.61 8765.04 9047.89 9340.18 9641.89 9953.04 10273.61 10603.61 10933.61 11273.04 11612.46 11961.32
 YrIncome       98,731      101,899      105,180      108,575      112,082      115,703      119,436      123,283      127,243      131,203      135,276      139,350      143,536
 36% 2961.94 3056.98 3155.41 3257.24 3362.46 3471.08 3583.09 3698.50 3817.30 3936.10 4058.29 4180.49 4306.08
 MaxDebt/Mth 658.21 679.33 701.20 723.83 747.21 771.35 796.24 821.89 848.29 874.69 901.84 929.00 956.91
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000       82,500        247,500 0.00 481.25 550.00 1192.95 1262.25 1334.03 1408.28 1485.00 1564.20 1645.88 1730.03 1816.65 1903.28 1992.38 2081.48 2173.05
 PITI  25%Dwn 2224.20 2293.50 2365.28 2439.53 2516.25 2595.45 2677.13 2761.28 2847.90 2934.53 3023.63 3112.73 3204.30
 28%   7943.57 8191.07 8447.41 8712.59 8986.61 9269.46 9561.16 9861.70 10171.07 10480.45 10798.66 11116.88 11443.93
 YrIncome       95,323       98,293      101,369      104,551      107,839      111,234      114,734      118,340      122,053      125,765      129,584      133,403      137,327
 36% 2859.69 2948.79 3041.07 3136.53 3235.18 3337.01 3442.02 3550.21 3661.59 3772.96 3887.52 4002.08 4119.81
 MaxDebt/Mth 635.49 655.29 675.79 697.01 718.93 741.56 764.89 788.94 813.69 838.44 863.89 889.35 915.51
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000       99,000        231,000 0.00 481.25 550.00 1113.42 1178.10 1245.09 1314.39 1386.00 1459.92 1536.15 1614.69 1695.54 1776.39 1859.55 1942.71 2028.18
 PITI  30%Dwn 2144.67 2209.35 2276.34 2345.64 2417.25 2491.17 2567.40 2645.94 2726.79 2807.64 2890.80 2973.96 3059.43
 28%   7659.54 7890.54 8129.79 8377.29 8633.04 8897.04 9169.29 9449.79 9738.54 10027.29 10324.29 10621.29 10926.54
 YrIncome       91,914       94,686       97,557      100,527      103,596      106,764      110,031      113,397      116,862      120,327      123,891      127,455      131,118
 36% 2757.43 2840.59 2926.72 3015.82 3107.89 3202.93 3300.94 3401.92 3505.87 3609.82 3716.74 3823.66 3933.55
 MaxDebt/Mth 612.76 631.24 650.38 670.18 690.64 711.76 733.54 755.98 779.08 802.18 825.94 849.70 874.12
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000      115,500        214,500 0.00 481.25 550.00 1033.89 1093.95 1156.16 1220.51 1287.00 1355.64 1426.43 1499.36 1574.43 1649.51 1726.73 1803.95 1883.31
 PITI  35%Dwn 2065.14 2125.20 2187.41 2251.76 2318.25 2386.89 2457.68 2530.61 2605.68 2680.76 2757.98 2835.20 2914.56
 28%   7375.50 7590.00 7812.16 8041.98 8279.46 8524.61 8777.41 9037.88 9306.00 9574.13 9849.91 10125.70 10409.14
 YrIncome       88,506       91,080       93,746       96,504       99,354      102,295      105,329      108,455      111,672      114,890      118,199      121,508      124,910
 36% 2655.18 2732.40 2812.38 2895.11 2980.61 3068.86 3159.87 3253.64 3350.16 3446.69 3545.97 3645.25 3747.29
 MaxDebt/Mth 590.04 607.20 624.97 643.36 662.36 681.97 702.19 723.03 744.48 765.93 787.99 810.06 832.73
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000      132,000        198,000 0.00 481.25 550.00 954.36 1009.80 1067.22 1126.62 1188.00 1251.36 1316.70 1384.02 1453.32 1522.62 1593.90 1665.18 1738.44
 PITI  40%Dwn 1985.61 2041.05 2098.47 2157.87 2219.25 2282.61 2347.95 2415.27 2484.57 2553.87 2625.15 2696.43 2769.69
 28%   7091.46 7289.46 7494.54 7706.68 7925.89 8152.18 8385.54 8625.96 8873.46 9120.96 9375.54 9630.11 9891.75
 YrIncome       85,098       87,474       89,934       92,480       95,111       97,826      100,626      103,512      106,482      109,452      112,506      115,561      118,701
 36% 2552.93 2624.21 2698.03 2774.40 2853.32 2934.78 3018.79 3105.35 3194.45 3283.55 3375.19 3466.84 3561.03
 MaxDebt/Mth 567.32 583.16 599.56 616.53 634.07 652.17 670.84 690.08 709.88 729.68 750.04 770.41 791.34
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000      148,500        181,500 0.00 481.25 550.00 874.83 925.65 978.29 1032.74 1089.00 1147.08 1206.98 1268.69 1332.21 1395.74 1461.08 1526.42 1593.57
 PITI  45%Dwn 1906.08 1956.90 2009.54 2063.99 2120.25 2178.33 2238.23 2299.94 2363.46 2426.99 2492.33 2557.67 2624.82
 28%   6807.43 6988.93 7176.91 7371.38 7572.32 7779.75 7993.66 8214.05 8440.93 8667.80 8901.16 9134.52 9374.36
 YrIncome       81,689       83,867       86,123       88,457       90,868       93,357       95,924       98,569      101,291      104,014      106,814      109,614      112,492
 36% 2450.67 2516.01 2583.69 2653.70 2726.04 2800.71 2877.72 2957.06 3038.73 3120.41 3204.42 3288.43 3374.77
 MaxDebt/Mth 544.59 559.11 574.15 589.71 605.79 622.38 639.49 657.12 675.27 693.42 712.09 730.76 749.95
 Price  Down  Loan PMI/Mth Ins/Mth Taxes/Mth 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 9.50
       330,000      165,000        165,000 0.00 481.25 550.00 795.30 841.50 889.35 938.85 990.00 1042.80 1097.25 1153.35 1211.10 1268.85 1328.25 1387.65 1448.70
 PITI  50%Dwn 1826.55 1872.75 1920.60 1970.10 2021.25 2074.05 2128.50 2184.60 2242.35 2300.10 2359.50 2418.90 2479.95
 28%   6523.39 6688.39 6859.29 7036.07 7218.75 7407.32 7601.79 7802.14 8008.39 8214.64 8426.79 8638.93 8856.96
 YrIncome       78,281       80,261       82,311       84,433       86,625       88,888       91,221       93,626       96,101