Computations based on a sale price of				$350,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Preferred
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
350,000	17,500	332,500	216.13	510.42	583.33	1602.65	1695.75	1792.18	1891.93	1995.00	2101.40	2211.13	2324.18	2440.55	2556.93	2676.63	2796.33	2919.35
PITI		5% Dwn				2912.53	3005.63	3102.05	3201.80	3304.88	3411.28	3521.00	3634.05	3750.43	3866.80	3986.50	4106.20	4229.23
28%						10401.88	10734.38	11078.75	11435.00	11803.13	12183.13	12575.00	12978.75	13394.38	13810.00	14237.50	14665.00	15104.38
YrIncome						124,823	128,813	132,945	137,220	141,638	146,198	150,900	155,745	160,733	165,720	170,850	175,980	181,253
36%						3744.68	3864.38	3988.35	4116.60	4249.13	4385.93	4527.00	4672.35	4821.98	4971.60	5125.50	5279.40	5437.58
MaxDebt/Mth						832.15	858.75	886.30	914.80	944.25	974.65	1006.00	1038.30	1071.55	1104.80	1139.00	1173.20	1208.35
	Remember	Est. Closing Costs>>>>		21,000
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	35,000	315,000	136.50	510.42	583.33	1518.30	1606.50	1697.85	1792.35	1890.00	1990.80	2094.75	2201.85	2312.10	2422.35	2535.75	2649.15	2765.70
PITI		10%Dwn				2748.55	2836.75	2928.10	3022.60	3120.25	3221.05	3325.00	3432.10	3542.35	3652.60	3766.00	3879.40	3995.95
28%						9816.25	10131.25	10457.50	10795.00	11143.75	11503.75	11875.00	12257.50	12651.25	13045.00	13450.00	13855.00	14271.25
YrIncome						117,795	121,575	125,490	129,540	133,725	138,045	142,500	147,090	151,815	156,540	161,400	166,260	171,255
36%						3533.85	3647.25	3764.70	3886.20	4011.75	4141.35	4275.00	4412.70	4554.45	4696.20	4842.00	4987.80	5137.65
MaxDebt/Mth						785.30	810.50	836.60	863.60	891.50	920.30	950.00	980.60	1012.10	1043.60	1076.00	1108.40	1141.70
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	52,500	297,500	79.33	510.42	583.33	1433.95	1517.25	1603.53	1692.78	1785.00	1880.20	1978.38	2079.53	2183.65	2287.78	2394.88	2501.98	2612.05
PITI		15%Dwn				2607.03	2690.33	2776.61	2865.86	2958.08	3053.28	3151.46	3252.61	3356.73	3460.86	3567.96	3675.06	3785.13
28%						9310.83	9608.33	9916.46	10235.21	10564.58	10904.58	11255.21	11616.46	11988.33	12360.21	12742.71	13125.21	13518.33
YrIncome						111,730	115,300	118,998	122,823	126,775	130,855	135,063	139,398	143,860	148,323	152,913	157,503	162,220
36%						3351.90	3459.00	3569.93	3684.68	3803.25	3925.65	4051.88	4181.93	4315.80	4449.68	4587.38	4725.08	4866.60
MaxDebt/Mth						744.87	768.67	793.32	818.82	845.17	872.37	900.42	929.32	959.07	988.82	1019.42	1050.02	1081.47
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	70,000	280,000	0.00	510.42	583.33	1349.60	1428.00	1509.20	1593.20	1680.00	1769.60	1862.00	1957.20	2055.20	2153.20	2254.00	2354.80	2458.40
PITI		20%Dwn				2443.35	2521.75	2602.95	2686.95	2773.75	2863.35	2955.75	3050.95	3148.95	3246.95	3347.75	3448.55	3552.15
28%						8726.25	9006.25	9296.25	9596.25	9906.25	10226.25	10556.25	10896.25	11246.25	11596.25	11956.25	12316.25	12686.25
YrIncome						104,715	108,075	111,555	115,155	118,875	122,715	126,675	130,755	134,955	139,155	143,475	147,795	152,235
36%						3141.45	3242.25	3346.65	3454.65	3566.25	3681.45	3800.25	3922.65	4048.65	4174.65	4304.25	4433.85	4567.05
MaxDebt/Mth						698.10	720.50	743.70	767.70	792.50	818.10	844.50	871.70	899.70	927.70	956.50	985.30	1014.90
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	87,500	262,500	0.00	510.42	583.33	1265.25	1338.75	1414.88	1493.63	1575.00	1659.00	1745.63	1834.88	1926.75	2018.63	2113.13	2207.63	2304.75
PITI		25%Dwn				2359.00	2432.50	2508.63	2587.38	2668.75	2752.75	2839.38	2928.63	3020.50	3112.38	3206.88	3301.38	3398.50
28%						8425.00	8687.50	8959.38	9240.63	9531.25	9831.25	10140.63	10459.38	10787.50	11115.63	11453.13	11790.63	12137.50
YrIncome						101,100	104,250	107,513	110,888	114,375	117,975	121,688	125,513	129,450	133,388	137,438	141,488	145,650
36%						3033.00	3127.50	3225.38	3326.63	3431.25	3539.25	3650.63	3765.38	3883.50	4001.63	4123.13	4244.63	4369.50
MaxDebt/Mth						674.00	695.00	716.75	739.25	762.50	786.50	811.25	836.75	863.00	889.25	916.25	943.25	971.00
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	105,000	245,000	0.00	510.42	583.33	1180.90	1249.50	1320.55	1394.05	1470.00	1548.40	1629.25	1712.55	1798.30	1884.05	1972.25	2060.45	2151.10
PITI		30%Dwn				2274.65	2343.25	2414.30	2487.80	2563.75	2642.15	2723.00	2806.30	2892.05	2977.80	3066.00	3154.20	3244.85
28%						8123.75	8368.75	8622.50	8885.00	9156.25	9436.25	9725.00	10022.50	10328.75	10635.00	10950.00	11265.00	11588.75
YrIncome						97,485	100,425	103,470	106,620	109,875	113,235	116,700	120,270	123,945	127,620	131,400	135,180	139,065
36%						2924.55	3012.75	3104.10	3198.60	3296.25	3397.05	3501.00	3608.10	3718.35	3828.60	3942.00	4055.40	4171.95
MaxDebt/Mth						649.90	669.50	689.80	710.80	732.50	754.90	778.00	801.80	826.30	850.80	876.00	901.20	927.10
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	122,500	227,500	0.00	510.42	583.33	1096.55	1160.25	1226.23	1294.48	1365.00	1437.80	1512.88	1590.23	1669.85	1749.48	1831.38	1913.28	1997.45
PITI		35%Dwn				2190.30	2254.00	2319.98	2388.23	2458.75	2531.55	2606.63	2683.98	2763.60	2843.23	2925.13	3007.03	3091.20
28%						7822.50	8050.00	8285.63	8529.38	8781.25	9041.25	9309.38	9585.63	9870.00	10154.38	10446.88	10739.38	11040.00
YrIncome						93,870	96,600	99,428	102,353	105,375	108,495	111,713	115,028	118,440	121,853	125,363	128,873	132,480
36%						2816.10	2898.00	2982.83	3070.58	3161.25	3254.85	3351.38	3450.83	3553.20	3655.58	3760.88	3866.18	3974.40
MaxDebt/Mth						625.80	644.00	662.85	682.35	702.50	723.30	744.75	766.85	789.60	812.35	835.75	859.15	883.20
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	140,000	210,000	0.00	510.42	583.33	1012.20	1071.00	1131.90	1194.90	1260.00	1327.20	1396.50	1467.90	1541.40	1614.90	1690.50	1766.10	1843.80
PITI		40%Dwn				2105.95	2164.75	2225.65	2288.65	2353.75	2420.95	2490.25	2561.65	2635.15	2708.65	2784.25	2859.85	2937.55
28%						7521.25	7731.25	7948.75	8173.75	8406.25	8646.25	8893.75	9148.75	9411.25	9673.75	9943.75	10213.75	10491.25
YrIncome						90,255	92,775	95,385	98,085	100,875	103,755	106,725	109,785	112,935	116,085	119,325	122,565	125,895
36%						2707.65	2783.25	2861.55	2942.55	3026.25	3112.65	3201.75	3293.55	3388.05	3482.55	3579.75	3676.95	3776.85
MaxDebt/Mth						601.70	618.50	635.90	653.90	672.50	691.70	711.50	731.90	752.90	773.90	795.50	817.10	839.30
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	157,500	192,500	0.00	510.42	583.33	927.85	981.75	1037.58	1095.33	1155.00	1216.60	1280.13	1345.58	1412.95	1480.33	1549.63	1618.93	1690.15
PITI		45%Dwn				2021.60	2075.50	2131.33	2189.08	2248.75	2310.35	2373.88	2439.33	2506.70	2574.08	2643.38	2712.68	2783.90
28%						7220.00	7412.50	7611.88	7818.13	8031.25	8251.25	8478.13	8711.88	8952.50	9193.13	9440.63	9688.13	9942.50
YrIncome						86,640	88,950	91,343	93,818	96,375	99,015	101,738	104,543	107,430	110,318	113,288	116,258	119,310
36%						2599.20	2668.50	2740.28	2814.53	2891.25	2970.45	3052.13	3136.28	3222.90	3309.53	3398.63	3487.73	3579.30
MaxDebt/Mth						577.60	593.00	608.95	625.45	642.50	660.10	678.25	696.95	716.20	735.45	755.25	775.05	795.40
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
350,000	175,000	175,000	0.00	510.42	583.33	843.50	892.50	943.25	995.75	1050.00	1106.00	1163.75	1223.25	1284.50	1345.75	1408.75	1471.75	1536.50
PITI		50%Dwn				1937.25	1986.25	2037.00	2089.50	2143.75	2199.75	2257.50	2317.00	2378.25	2439.50	2502.50	2565.50	2630.25
28%						6918.75	7093.75	7275.00	7462.50	7656.25	7856.25	8062.50	8275.00	8493.75	8712.50	8937.50	9162.50	9393.75
YrIncome						83,025	85,125	87,300	89,550	91,875	94,275	96,750	99,300	101,925	104,550	107,250	109,950	112,725
36%						2490.75	2553.75	2619.00	2686.50	2756.25	2828.25	2902.50	2979.00	3057.75	3136.50	3217.50	3298.50	3381.75
MaxDebt/Mth						553.50	567.50	582.00	597.00	612.50	628.50	645.00	662.00	679.50	697.00	715.00	733.00	751.50