Computations based on a sale price of				$370,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Partners
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
370,000	18,500	351,500	228.48	539.58	616.67	1694.23	1792.65	1894.59	2000.04	2109.00	2221.48	2337.48	2456.99	2580.01	2703.04	2829.58	2956.12	3086.17
PITI		5% Dwn				3078.96	3177.38	3279.31	3384.76	3493.73	3606.21	3722.20	3841.71	3964.74	4087.76	4214.30	4340.84	4470.90
28%						10996.27	11347.77	11711.82	12088.43	12477.59	12879.30	13293.57	13720.39	14159.77	14599.14	15051.07	15503.00	15967.48
YrIncome						131,955	136,173	140,542	145,061	149,731	154,552	159,523	164,645	169,917	175,190	180,613	186,036	191,610
36%						3958.66	4085.20	4216.26	4351.83	4491.93	4636.55	4785.69	4939.34	5097.52	5255.69	5418.39	5581.08	5748.29
MaxDebt/Mth						879.70	907.82	936.95	967.07	998.21	1030.34	1063.49	1097.63	1132.78	1167.93	1204.09	1240.24	1277.40
	Remember	Est. Closing Costs>>>>		22,200
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	37,000	333,000	144.30	539.58	616.67	1605.06	1698.30	1794.87	1894.77	1998.00	2104.56	2214.45	2327.67	2444.22	2560.77	2680.65	2800.53	2923.74
PITI		10%Dwn				2905.61	2998.85	3095.42	3195.32	3298.55	3405.11	3515.00	3628.22	3744.77	3861.32	3981.20	4101.08	4224.29
28%						10377.18	10710.18	11055.07	11411.86	11780.54	12161.11	12553.57	12957.93	13374.18	13790.43	14218.57	14646.71	15086.75
YrIncome						124,526	128,522	132,661	136,942	141,366	145,933	150,643	155,495	160,490	165,485	170,623	175,761	181,041
36%						3735.78	3855.66	3979.83	4108.27	4240.99	4378.00	4519.29	4664.85	4814.70	4964.55	5118.69	5272.82	5431.23
MaxDebt/Mth						830.17	856.81	884.41	912.95	942.44	972.89	1004.29	1036.63	1069.93	1103.23	1137.49	1171.74	1206.94
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	55,500	314,500	83.87	539.58	616.67	1515.89	1603.95	1695.16	1789.51	1887.00	1987.64	2091.43	2198.36	2308.43	2418.51	2531.73	2644.95	2761.31
PITI		15%Dwn				2756.01	2844.07	2935.27	3029.62	3127.12	3227.76	3331.54	3438.47	3548.55	3658.62	3771.84	3885.06	4001.43
28%						9842.88	10157.38	10483.11	10820.08	11168.27	11527.70	11898.36	12280.26	12673.38	13066.51	13470.86	13875.22	14290.81
YrIncome						118,115	121,889	125,797	129,841	134,019	138,332	142,780	147,363	152,081	156,798	161,650	166,503	171,490
36%						3543.44	3656.66	3773.92	3895.23	4020.58	4149.97	4283.41	4420.89	4562.42	4703.94	4849.51	4995.08	5144.69
MaxDebt/Mth						787.43	812.59	838.65	865.61	893.46	922.22	951.87	982.42	1013.87	1045.32	1077.67	1110.02	1143.26
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	74,000	296,000	0.00	539.58	616.67	1426.72	1509.60	1595.44	1684.24	1776.00	1870.72	1968.40	2069.04	2172.64	2276.24	2382.80	2489.36	2598.88
PITI		20%Dwn				2582.97	2665.85	2751.69	2840.49	2932.25	3026.97	3124.65	3225.29	3328.89	3432.49	3539.05	3645.61	3755.13
28%						9224.89	9520.89	9827.46	10144.61	10472.32	10810.61	11159.46	11518.89	11888.89	12258.89	12639.46	13020.04	13411.18
YrIncome						110,699	114,251	117,930	121,735	125,668	129,727	133,914	138,227	142,667	147,107	151,674	156,240	160,934
36%						3320.96	3427.52	3537.89	3652.06	3770.04	3891.82	4017.41	4146.80	4280.00	4413.20	4550.21	4687.21	4828.02
MaxDebt/Mth						737.99	761.67	786.20	811.57	837.79	864.85	892.76	921.51	951.11	980.71	1011.16	1041.60	1072.89
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	92,500	277,500	0.00	539.58	616.67	1337.55	1415.25	1495.73	1578.98	1665.00	1753.80	1845.38	1939.73	2036.85	2133.98	2233.88	2333.78	2436.45
PITI		25%Dwn				2493.80	2571.50	2651.98	2735.23	2821.25	2910.05	3001.63	3095.98	3193.10	3290.23	3390.13	3490.03	3592.70
28%						8906.43	9183.93	9471.34	9768.66	10075.89	10393.04	10720.09	11057.05	11403.93	11750.80	12107.59	12464.38	12831.07
YrIncome						106,877	110,207	113,656	117,224	120,911	124,716	128,641	132,685	136,847	141,010	145,291	149,573	153,973
36%						3206.31	3306.21	3409.68	3516.72	3627.32	3741.49	3859.23	3980.54	4105.41	4230.29	4358.73	4487.18	4619.19
MaxDebt/Mth						712.51	734.71	757.71	781.49	806.07	831.44	857.61	884.56	912.31	940.06	968.61	997.15	1026.49
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	111,000	259,000	0.00	539.58	616.67	1248.38	1320.90	1396.01	1473.71	1554.00	1636.88	1722.35	1810.41	1901.06	1991.71	2084.95	2178.19	2274.02
PITI		30%Dwn				2404.63	2477.15	2552.26	2629.96	2710.25	2793.13	2878.60	2966.66	3057.31	3147.96	3241.20	3334.44	3430.27
28%						8587.96	8846.96	9115.21	9392.71	9679.46	9975.46	10280.71	10595.21	10918.96	11242.71	11575.71	11908.71	12250.96
YrIncome						103,056	106,164	109,383	112,713	116,154	119,706	123,369	127,143	131,028	134,913	138,909	142,905	147,012
36%						3091.67	3184.91	3281.48	3381.38	3484.61	3591.17	3701.06	3814.28	3930.83	4047.38	4167.26	4287.14	4410.35
MaxDebt/Mth						687.04	707.76	729.22	751.42	774.36	798.04	822.46	847.62	873.52	899.42	926.06	952.70	980.08
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	129,500	240,500	0.00	539.58	616.67	1159.21	1226.55	1296.30	1368.45	1443.00	1519.96	1599.33	1681.10	1765.27	1849.45	1936.03	2022.61	2111.59
PITI		35%Dwn				2315.46	2382.80	2452.55	2524.70	2599.25	2676.21	2755.58	2837.35	2921.52	3005.70	3092.28	3178.86	3267.84
28%						8269.50	8510.00	8759.09	9016.77	9283.04	9557.89	9841.34	10133.38	10434.00	10734.63	11043.84	11353.05	11670.86
YrIncome						99,234	102,120	105,109	108,201	111,396	114,695	118,096	121,601	125,208	128,816	132,526	136,237	140,050
36%						2977.02	3063.60	3153.27	3246.04	3341.89	3440.84	3542.88	3648.02	3756.24	3864.47	3975.78	4087.10	4201.51
MaxDebt/Mth						661.56	680.80	700.73	721.34	742.64	764.63	787.31	810.67	834.72	858.77	883.51	908.24	933.67
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	148,000	222,000	0.00	539.58	616.67	1070.04	1132.20	1196.58	1263.18	1332.00	1403.04	1476.30	1551.78	1629.48	1707.18	1787.10	1867.02	1949.16
PITI		40%Dwn				2226.29	2288.45	2352.83	2419.43	2488.25	2559.29	2632.55	2708.03	2785.73	2863.43	2943.35	3023.27	3105.41
28%						7951.04	8173.04	8402.96	8640.82	8886.61	9140.32	9401.96	9671.54	9949.04	10226.54	10511.96	10797.39	11090.75
YrIncome						95,412	98,076	100,836	103,690	106,639	109,684	112,824	116,058	119,388	122,718	126,144	129,569	133,089
36%						2862.37	2942.29	3025.07	3110.70	3199.18	3290.52	3384.71	3481.75	3581.65	3681.55	3784.31	3887.06	3992.67
MaxDebt/Mth						636.08	653.84	672.24	691.27	710.93	731.23	752.16	773.72	795.92	818.12	840.96	863.79	887.26
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	166,500	203,500	0.00	539.58	616.67	980.87	1037.85	1096.87	1157.92	1221.00	1286.12	1353.28	1422.47	1493.69	1564.92	1638.18	1711.44	1786.73
PITI		45%Dwn				2137.12	2194.10	2253.12	2314.17	2377.25	2442.37	2509.53	2578.72	2649.94	2721.17	2794.43	2867.69	2942.98
28%						7632.57	7836.07	8046.84	8264.88	8490.18	8722.75	8962.59	9209.70	9464.07	9718.45	9980.09	10241.73	10510.64
YrIncome						91,591	94,033	96,562	99,179	101,882	104,673	107,551	110,516	113,569	116,621	119,761	122,901	126,128
36%						2747.73	2820.99	2896.86	2975.36	3056.46	3140.19	3226.53	3315.49	3407.07	3498.64	3592.83	3687.02	3783.83
MaxDebt/Mth						610.61	626.89	643.75	661.19	679.21	697.82	717.01	736.78	757.13	777.48	798.41	819.34	840.85
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
370,000	185,000	185,000	0.00	539.58	616.67	891.70	943.50	997.15	1052.65	1110.00	1169.20	1230.25	1293.15	1357.90	1422.65	1489.25	1555.85	1624.30
PITI		50%Dwn				2047.95	2099.75	2153.40	2208.90	2266.25	2325.45	2386.50	2449.40	2514.15	2578.90	2645.50	2712.10	2780.55
28%						7314.11	7499.11	7690.71	7888.93	8093.75	8305.18	8523.21	8747.86	8979.11	9210.36	9448.21	9686.07	9930.54
YrIncome						87,769	89,989	92,289	<