Computations based on a sale price of				$380,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Preferred
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
380,000	19,000	361,000	234.65	554.17	633.33	1740.02	1841.10	1945.79	2054.09	2166.00	2281.52	2400.65	2523.39	2649.74	2776.09	2906.05	3036.01	3169.58
PITI		5% Dwn				3162.17	3263.25	3367.94	3476.24	3588.15	3703.67	3822.80	3945.54	4071.89	4198.24	4328.20	4458.16	4591.73
28%						11293.46	11654.46	12028.36	12415.14	12814.82	13227.39	13652.86	14091.21	14542.46	14993.71	15457.86	15922.00	16399.04
YrIncome						135,522	139,854	144,340	148,982	153,778	158,729	163,834	169,095	174,510	179,925	185,494	191,064	196,788
36%						4065.65	4195.61	4330.21	4469.45	4613.34	4761.86	4915.03	5072.84	5235.29	5397.74	5564.83	5731.92	5903.65
MaxDebt/Mth						903.48	932.36	962.27	993.21	1025.19	1058.19	1092.23	1127.30	1163.40	1199.50	1236.63	1273.76	1311.92
	Remember	Est. Closing Costs>>>>		22,800
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	38,000	342,000	148.20	554.17	633.33	1648.44	1744.20	1843.38	1945.98	2052.00	2161.44	2274.30	2390.58	2510.28	2629.98	2753.10	2876.22	3002.76
PITI		10%Dwn				2984.14	3079.90	3179.08	3281.68	3387.70	3497.14	3610.00	3726.28	3845.98	3965.68	4088.80	4211.92	4338.46
28%						10657.64	10999.64	11353.86	11720.29	12098.93	12489.79	12892.86	13308.14	13735.64	14163.14	14602.86	15042.57	15494.50
YrIncome						127,892	131,996	136,246	140,643	145,187	149,877	154,714	159,698	164,828	169,958	175,234	180,511	185,934
36%						3836.75	3959.87	4087.39	4219.30	4355.61	4496.32	4641.43	4790.93	4944.83	5098.73	5257.03	5415.33	5578.02
MaxDebt/Mth						852.61	879.97	908.31	937.62	967.91	999.18	1031.43	1064.65	1098.85	1133.05	1168.23	1203.41	1239.56
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	57,000	323,000	86.13	554.17	633.33	1556.86	1647.30	1740.97	1837.87	1938.00	2041.36	2147.95	2257.77	2370.82	2483.87	2600.15	2716.43	2835.94
PITI		15%Dwn				2830.49	2920.93	3014.60	3111.50	3211.63	3314.99	3421.58	3531.40	3644.45	3757.50	3873.78	3990.06	4109.57
28%						10108.90	10431.90	10766.44	11112.51	11470.12	11839.26	12219.94	12612.15	13015.90	13419.65	13834.94	14250.23	14677.05
YrIncome						121,307	125,183	129,197	133,350	137,641	142,071	146,639	151,346	156,191	161,036	166,019	171,003	176,125
36%						3639.21	3755.49	3875.92	4000.50	4129.24	4262.13	4399.18	4540.38	4685.73	4831.08	4980.58	5130.08	5283.74
MaxDebt/Mth						808.71	834.55	861.32	889.00	917.61	947.14	977.60	1008.97	1041.27	1073.57	1106.80	1140.02	1174.16
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	76,000	304,000	0.00	554.17	633.33	1465.28	1550.40	1638.56	1729.76	1824.00	1921.28	2021.60	2124.96	2231.36	2337.76	2447.20	2556.64	2669.12
PITI		20%Dwn				2652.78	2737.90	2826.06	2917.26	3011.50	3108.78	3209.10	3312.46	3418.86	3525.26	3634.70	3744.14	3856.62
28%						9474.21	9778.21	10093.07	10418.79	10755.36	11102.79	11461.07	11830.21	12210.21	12590.21	12981.07	13371.93	13773.64
YrIncome						113,691	117,339	121,117	125,025	129,064	133,233	137,533	141,963	146,523	151,083	155,773	160,463	165,284
36%						3410.72	3520.16	3633.51	3750.76	3871.93	3997.00	4125.99	4258.88	4395.68	4532.48	4673.19	4813.89	4958.51
MaxDebt/Mth						757.94	782.26	807.45	833.50	860.43	888.22	916.89	946.42	976.82	1007.22	1038.49	1069.75	1101.89
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	95,000	285,000	0.00	554.17	633.33	1373.70	1453.50	1536.15	1621.65	1710.00	1801.20	1895.25	1992.15	2091.90	2191.65	2294.25	2396.85	2502.30
PITI		25%Dwn				2561.20	2641.00	2723.65	2809.15	2897.50	2988.70	3082.75	3179.65	3279.40	3379.15	3481.75	3584.35	3689.80
28%						9147.14	9432.14	9727.32	10032.68	10348.21	10673.93	11009.82	11355.89	11712.14	12068.39	12434.82	12801.25	13177.86
YrIncome						109,766	113,186	116,728	120,392	124,179	128,087	132,118	136,271	140,546	144,821	149,218	153,615	158,134
36%						3292.97	3395.57	3501.84	3611.76	3725.36	3842.61	3963.54	4088.12	4216.37	4344.62	4476.54	4608.45	4744.03
MaxDebt/Mth						731.77	754.57	778.19	802.61	827.86	853.91	880.79	908.47	936.97	965.47	994.79	1024.10	1054.23
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	114,000	266,000	0.00	554.17	633.33	1282.12	1356.60	1433.74	1513.54	1596.00	1681.12	1768.90	1859.34	1952.44	2045.54	2141.30	2237.06	2335.48
PITI		30%Dwn				2469.62	2544.10	2621.24	2701.04	2783.50	2868.62	2956.40	3046.84	3139.94	3233.04	3328.80	3424.56	3522.98
28%						8820.07	9086.07	9361.57	9646.57	9941.07	10245.07	10558.57	10881.57	11214.07	11546.57	11888.57	12230.57	12582.07
YrIncome						105,841	109,033	112,339	115,759	119,293	122,941	126,703	130,579	134,569	138,559	142,663	146,767	150,985
36%						3175.23	3270.99	3370.17	3472.77	3578.79	3688.23	3801.09	3917.37	4037.07	4156.77	4279.89	4403.01	4529.55
MaxDebt/Mth						705.61	726.89	748.93	771.73	795.29	819.61	844.69	870.53	897.13	923.73	951.09	978.45	1006.57
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	133,000	247,000	0.00	554.17	633.33	1190.54	1259.70	1331.33	1405.43	1482.00	1561.04	1642.55	1726.53	1812.98	1899.43	1988.35	2077.27	2168.66
PITI		35%Dwn				2378.04	2447.20	2518.83	2592.93	2669.50	2748.54	2830.05	2914.03	3000.48	3086.93	3175.85	3264.77	3356.16
28%						8493.00	8740.00	8995.82	9260.46	9533.93	9816.21	10107.32	10407.25	10716.00	11024.75	11342.32	11659.89	11986.29
YrIncome						101,916	104,880	107,950	111,126	114,407	117,795	121,288	124,887	128,592	132,297	136,108	139,919	143,835
36%						3057.48	3146.40	3238.50	3333.77	3432.21	3533.84	3638.64	3746.61	3857.76	3968.91	4083.24	4197.56	4315.06
MaxDebt/Mth						679.44	699.20	719.67	740.84	762.71	785.30	808.59	832.58	857.28	881.98	907.39	932.79	958.90
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	152,000	228,000	0.00	554.17	633.33	1098.96	1162.80	1228.92	1297.32	1368.00	1440.96	1516.20	1593.72	1673.52	1753.32	1835.40	1917.48	2001.84
PITI		40%Dwn				2286.46	2350.30	2416.42	2484.82	2555.50	2628.46	2703.70	2781.22	2861.02	2940.82	3022.90	3104.98	3189.34
28%						8165.93	8393.93	8630.07	8874.36	9126.79	9387.36	9656.07	9932.93	10217.93	10502.93	10796.07	11089.21	11390.50
YrIncome						97,991	100,727	103,561	106,492	109,521	112,648	115,873	119,195	122,615	126,035	129,553	133,071	136,686
36%						2939.73	3021.81	3106.83	3194.77	3285.64	3379.45	3476.19	3575.85	3678.45	3781.05	3886.59	3992.12	4100.58
MaxDebt/Mth						653.27	671.51	690.41	709.95	730.14	750.99	772.49	794.63	817.43	840.23	863.69	887.14	911.24
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	171,000	209,000	0.00	554.17	633.33	1007.38	1065.90	1126.51	1189.21	1254.00	1320.88	1389.85	1460.91	1534.06	1607.21	1682.45	1757.69	1835.02
PITI		45%Dwn				2194.88	2253.40	2314.01	2376.71	2441.50	2508.38	2577.35	2648.41	2721.56	2794.71	2869.95	2945.19	3022.52
28%						7838.86	8047.86	8264.32	8488.25	8719.64	8958.50	9204.82	9458.61	9719.86	9981.11	10249.82	10518.54	10794.71
YrIncome						94,066	96,574	99,172	101,859	104,636	107,502	110,458	113,503	116,638	119,773	122,998	126,222	129,537
36%						2821.99	2897.23	2975.16	3055.77	3139.07	3225.06	3313.74	3405.10	3499.15	3593.20	3689.94	3786.67	3886.10
MaxDebt/Mth						627.11	643.83	661.15	679.06	697.57	716.68	736.39	756.69	777.59	798.49	819.99	841.48	863.58
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
380,000	190,000	190,000	0.00	554.17	633.33	915.80	969.00	1024.10	1081.10	1140.00	1200.80	1263.50	1328.10	1394.60	1461.10	1529.50	1597.90	1668.20
PITI		50%Dwn				2103.30	2156.50	2211.60	2268.60	2327.50	2388.30	2451.00	2515.60	2582.10	2648.60	2717.00	2785.40	2855.70
28%						7511.79	7701.79	7898.57	8102.14	8312.50	8529.64	8753.57	8984.29	9221.79	9459.29	9703.57	9947.86	10198.93
YrIncome						90,141	92,421	94,783	97,226	99,750	102,356	105,043	107,811	110,661	113,511	116,443	119,374	122,387
36%						2704.24	2772.64	2843.49	2916.77	2992.50	3070.67	3151.29	3234.34	3319.84	3405.34	3493.29	3581.23	3671.61
MaxDebt/Mth						600.94	616.14	631.89	648.17	665.00	682.37	700.29	718.74	737.74	756.74	776.29	795.83	815.91