Computations based on a sale price of				$410,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Preferred
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
410,000	20,500	389,500	253.18	597.92	683.33	1877.39	1986.45	2099.41	2216.26	2337.00	2461.64	2590.18	2722.61	2858.93	2995.26	3135.48	3275.70	3419.81
PITI		5% Dwn				3411.82	3520.88	3633.83	3750.68	3871.43	3996.07	4124.60	4257.03	4393.36	4529.68	4669.90	4810.12	4954.24
28%						12185.05	12574.55	12977.96	13395.29	13826.52	14271.66	14730.71	15203.68	15690.55	16177.43	16678.21	17179.00	17693.70
YrIncome						146,221	150,895	155,736	160,743	165,918	171,260	176,769	182,444	188,287	194,129	200,139	206,148	212,324
36%						4386.62	4526.84	4672.07	4822.30	4977.55	5137.80	5303.06	5473.32	5648.60	5823.87	6004.16	6184.44	6369.73
MaxDebt/Mth						974.80	1005.96	1038.24	1071.62	1106.12	1141.73	1178.46	1216.29	1255.24	1294.19	1334.26	1374.32	1415.50
	Remember	Est. Closing Costs>>>>		24,600
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	41,000	369,000	159.90	597.92	683.33	1778.58	1881.90	1988.91	2099.61	2214.00	2332.08	2453.85	2579.31	2708.46	2837.61	2970.45	3103.29	3239.82
PITI		10%Dwn				3219.73	3323.05	3430.06	3540.76	3655.15	3773.23	3895.00	4020.46	4149.61	4278.76	4411.60	4544.44	4680.97
28%						11499.04	11868.04	12250.21	12645.57	13054.11	13475.82	13910.71	14358.79	14820.04	15281.29	15755.71	16230.14	16717.75
YrIncome						137,988	142,416	147,003	151,747	156,649	161,710	166,929	172,305	177,840	183,375	189,069	194,762	200,613
36%						4139.65	4272.49	4410.08	4552.41	4699.48	4851.30	5007.86	5169.16	5335.21	5501.26	5672.06	5842.85	6018.39
MaxDebt/Mth						919.92	949.44	980.02	1011.65	1044.33	1078.07	1112.86	1148.70	1185.60	1222.50	1260.46	1298.41	1337.42
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	61,500	348,500	92.93	597.92	683.33	1679.77	1777.35	1878.42	1982.97	2091.00	2202.52	2317.53	2436.02	2557.99	2679.97	2805.43	2930.89	3059.83
PITI		15%Dwn				3053.95	3151.53	3252.60	3357.15	3465.18	3576.70	3691.71	3810.20	3932.17	4054.15	4179.61	4305.07	4434.01
28%						10906.98	11255.48	11616.42	11989.82	12375.65	12773.94	13184.67	13607.85	14043.48	14479.10	14927.17	15375.24	15835.76
YrIncome						130,884	135,066	139,397	143,878	148,508	153,287	158,216	163,294	168,522	173,749	179,126	184,503	190,029
36%						3926.51	4051.97	4181.91	4316.33	4455.24	4598.62	4746.48	4898.83	5055.65	5212.48	5373.78	5535.09	5700.87
MaxDebt/Mth						872.56	900.44	929.31	959.19	990.05	1021.92	1054.77	1088.63	1123.48	1158.33	1194.17	1230.02	1266.86
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	82,000	328,000	0.00	597.92	683.33	1580.96	1672.80	1767.92	1866.32	1968.00	2072.96	2181.20	2292.72	2407.52	2522.32	2640.40	2758.48	2879.84
PITI		20%Dwn				2862.21	2954.05	3049.17	3147.57	3249.25	3354.21	3462.45	3573.97	3688.77	3803.57	3921.65	4039.73	4161.09
28%						10222.18	10550.18	10889.89	11241.32	11604.46	11979.32	12365.89	12764.18	13174.18	13584.18	14005.89	14427.61	14861.04
YrIncome						122,666	126,602	130,679	134,896	139,254	143,752	148,391	153,170	158,090	163,010	168,071	173,131	178,332
36%						3679.98	3798.06	3920.36	4046.88	4177.61	4312.56	4451.72	4595.10	4742.70	4890.30	5042.12	5193.94	5349.97
MaxDebt/Mth						817.77	844.01	871.19	899.31	928.36	958.35	989.27	1021.13	1053.93	1086.73	1120.47	1154.21	1188.88
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	102,500	307,500	0.00	597.92	683.33	1482.15	1568.25	1657.43	1749.68	1845.00	1943.40	2044.88	2149.43	2257.05	2364.68	2475.38	2586.08	2699.85
PITI		25%Dwn				2763.40	2849.50	2938.68	3030.93	3126.25	3224.65	3326.13	3430.68	3538.30	3645.93	3756.63	3867.33	3981.10
28%						9869.29	10176.79	10495.27	10824.73	11165.18	11516.61	11879.02	12252.41	12636.79	13021.16	13416.52	13811.88	14218.21
YrIncome						118,431	122,121	125,943	129,897	133,982	138,199	142,548	147,029	151,641	156,254	160,998	165,743	170,619
36%						3552.94	3663.64	3778.30	3896.90	4019.46	4145.98	4276.45	4410.87	4549.24	4687.62	4829.95	4972.28	5118.56
MaxDebt/Mth						789.54	814.14	839.62	865.98	893.21	921.33	950.32	980.19	1010.94	1041.69	1073.32	1104.95	1137.46
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	123,000	287,000	0.00	597.92	683.33	1383.34	1463.70	1546.93	1633.03	1722.00	1813.84	1908.55	2006.13	2106.58	2207.03	2310.35	2413.67	2519.86
PITI		30%Dwn				2664.59	2744.95	2828.18	2914.28	3003.25	3095.09	3189.80	3287.38	3387.83	3488.28	3591.60	3694.92	3801.11
28%						9516.39	9803.39	10100.64	10408.14	10725.89	11053.89	11392.14	11740.64	12099.39	12458.14	12827.14	13196.14	13575.39
YrIncome						114,197	117,641	121,208	124,898	128,711	132,647	136,706	140,888	145,193	149,498	153,926	158,354	162,905
36%						3425.90	3529.22	3636.23	3746.93	3861.32	3979.40	4101.17	4226.63	4355.78	4484.93	4617.77	4750.61	4887.14
MaxDebt/Mth						761.31	784.27	808.05	832.65	858.07	884.31	911.37	939.25	967.95	996.65	1026.17	1055.69	1086.03
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	143,500	266,500	0.00	597.92	683.33	1284.53	1359.15	1436.44	1516.39	1599.00	1684.28	1772.23	1862.84	1956.11	2049.39	2145.33	2241.27	2339.87
PITI		35%Dwn				2565.78	2640.40	2717.69	2797.64	2880.25	2965.53	3053.48	3144.09	3237.36	3330.64	3426.58	3522.52	3621.12
28%						9163.50	9430.00	9706.02	9991.55	10286.61	10591.18	10905.27	11228.88	11562.00	11895.13	12237.77	12580.41	12932.57
YrIncome						109,962	113,160	116,472	119,899	123,439	127,094	130,863	134,747	138,744	142,742	146,853	150,965	155,191
36%						3298.86	3394.80	3494.17	3596.96	3703.18	3812.82	3925.90	4042.40	4162.32	4282.25	4405.60	4528.95	4655.73
MaxDebt/Mth						733.08	754.40	776.48	799.32	822.93	847.29	872.42	898.31	924.96	951.61	979.02	1006.43	1034.61
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	164,000	246,000	0.00	597.92	683.33	1185.72	1254.60	1325.94	1399.74	1476.00	1554.72	1635.90	1719.54	1805.64	1891.74	1980.30	2068.86	2159.88
PITI		40%Dwn				2466.97	2535.85	2607.19	2680.99	2757.25	2835.97	2917.15	3000.79	3086.89	3172.99	3261.55	3350.11	3441.13
28%						8810.61	9056.61	9311.39	9574.96	9847.32	10128.46	10418.39	10717.11	11024.61	11332.11	11648.39	11964.68	12289.75
YrIncome						105,727	108,679	111,737	114,900	118,168	121,542	125,021	128,605	132,295	135,985	139,781	143,576	147,477
36%						3171.82	3260.38	3352.10	3446.99	3545.04	3646.25	3750.62	3858.16	3968.86	4079.56	4193.42	4307.28	4424.31
MaxDebt/Mth						704.85	724.53	744.91	766.00	787.79	810.28	833.47	857.37	881.97	906.57	931.87	957.17	983.18
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	184,500	225,500	0.00	597.92	683.33	1086.91	1150.05	1215.45	1283.10	1353.00	1425.16	1499.58	1576.25	1655.17	1734.10	1815.28	1896.46	1979.89
PITI		45%Dwn				2368.16	2431.30	2496.70	2564.35	2634.25	2706.41	2780.83	2857.50	2936.42	3015.35	3096.53	3177.71	3261.14
28%						8457.71	8683.21	8916.77	9158.38	9408.04	9665.75	9931.52	10205.34	10487.21	10769.09	11059.02	11348.95	11646.93
YrIncome						101,493	104,199	107,001	109,901	112,896	115,989	119,178	122,464	125,847	129,229	132,708	136,187	139,763
36%						3044.78	3125.96	3210.04	3297.02	3386.89	3479.67	3575.35	3673.92	3775.40	3876.87	3981.25	4085.62	4192.89
MaxDebt/Mth						676.62	694.66	713.34	732.67	752.64	773.26	794.52	816.43	838.98	861.53	884.72	907.92	931.75
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
410,000	205,000	205,000	0.00	597.92	683.33	988.10	1045.50	1104.95	1166.45	1230.00	1295.60	1363.25	1432.95	1504.70	1576.45	1650.25	1724.05	1799.90
PITI		50%Dwn				2269.35	2326.75	2386.20	2447.70	2511.25	2576.85	2644.50	2714.20	2785.95	2857.70	2931.50	3005.30	3081.15
28%						8104.82	8309.82	8522.14	8741.79	8968.75	9203.04	9444.64	9693.57	9949.82	10206.07	10469.64	10733.21	11004.11
YrIncome						97,258	99,718	102,266	104,901	107,625	110,436	113,336	116,323	119,398	122,473	125,636	128,799	132,049
36%						2917.74	2991.54	3067.97	3147.04	3228.75	3313.09	3400.07	3489.69	3581.94	3674.19	3769.07	3863.96	3961.48
MaxDebt/Mth						648.39	664.79	681.77	699.34	717.50	736.24	755.57	775.49	795.99	816.49	837.57	858.66	880.33