Computations based on a sale price of				$430,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Preferred
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
430,000	21,500	408,500	265.53	627.08	716.67	1968.97	2083.35	2201.82	2324.37	2451.00	2581.72	2716.53	2855.42	2998.39	3141.37	3288.43	3435.49	3586.63
PITI		5% Dwn				3578.25	3692.63	3811.09	3933.64	4060.28	4191.00	4325.80	4464.69	4607.67	4750.64	4897.70	5044.76	5195.91
28%						12779.45	13187.95	13611.04	14048.71	14500.98	14967.84	15449.29	15945.32	16455.95	16966.57	17491.79	18017.00	18556.80
YrIncome						153,353	158,255	163,332	168,585	174,012	179,614	185,391	191,344	197,471	203,599	209,901	216,204	222,682
36%						4600.60	4747.66	4899.97	5057.54	5220.35	5388.42	5561.74	5740.32	5924.14	6107.97	6297.04	6486.12	6680.45
MaxDebt/Mth						1022.36	1055.04	1088.88	1123.90	1160.08	1197.43	1235.94	1275.63	1316.48	1357.33	1399.34	1441.36	1484.54
	Remember	Est. Closing Costs>>>>		25,800
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	43,000	387,000	167.70	627.08	716.67	1865.34	1973.70	2085.93	2202.03	2322.00	2445.84	2573.55	2705.13	2840.58	2976.03	3115.35	3254.67	3397.86
PITI		10%Dwn				3376.79	3485.15	3597.38	3713.48	3833.45	3957.29	4085.00	4216.58	4352.03	4487.48	4626.80	4766.12	4909.31
28%						12059.96	12446.96	12847.79	13262.43	13690.89	14133.18	14589.29	15059.21	15542.96	16026.71	16524.29	17021.86	17533.25
YrIncome						144,720	149,364	154,173	159,149	164,291	169,598	175,071	180,711	186,516	192,321	198,291	204,262	210,399
36%						4341.59	4480.91	4625.20	4774.47	4928.72	5087.94	5252.14	5421.32	5595.47	5769.62	5948.74	6127.87	6311.97
MaxDebt/Mth						964.80	995.76	1027.82	1060.99	1095.27	1130.65	1167.14	1204.74	1243.44	1282.14	1321.94	1361.75	1402.66
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	64,500	365,500	97.47	627.08	716.67	1761.71	1864.05	1970.05	2079.70	2193.00	2309.96	2430.58	2554.85	2682.77	2810.70	2942.28	3073.86	3209.09
PITI		15%Dwn				3202.93	3305.27	3411.26	3520.91	3634.22	3751.18	3871.79	3996.06	4123.99	4251.91	4383.49	4515.07	4650.31
28%						11439.02	11804.52	12183.08	12574.68	12979.35	13397.06	13827.83	14271.65	14728.52	15185.40	15655.33	16125.26	16608.24
YrIncome						137,268	141,654	146,197	150,896	155,752	160,765	165,934	171,260	176,742	182,225	187,864	193,503	199,299
36%						4118.05	4249.63	4385.91	4526.89	4672.56	4822.94	4978.02	5137.79	5302.27	5466.74	5635.92	5805.09	5978.97
MaxDebt/Mth						915.12	944.36	974.65	1005.97	1038.35	1071.76	1106.23	1141.73	1178.28	1214.83	1252.43	1290.02	1328.66
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	86,000	344,000	0.00	627.08	716.67	1658.08	1754.40	1854.16	1957.36	2064.00	2174.08	2287.60	2404.56	2524.96	2645.36	2769.20	2893.04	3020.32
PITI		20%Dwn				3001.83	3098.15	3197.91	3301.11	3407.75	3517.83	3631.35	3748.31	3868.71	3989.11	4112.95	4236.79	4364.07
28%						10720.82	11064.82	11421.11	11789.68	12170.54	12563.68	12969.11	13386.82	13816.82	14246.82	14689.11	15131.39	15585.96
YrIncome						128,650	132,778	137,053	141,476	146,046	150,764	155,629	160,642	165,802	170,962	176,269	181,577	187,032
36%						3859.50	3983.34	4111.60	4244.28	4381.39	4522.92	4668.88	4819.26	4974.06	5128.86	5288.08	5447.30	5610.95
MaxDebt/Mth						857.67	885.19	913.69	943.17	973.64	1005.09	1037.53	1070.95	1105.35	1139.75	1175.13	1210.51	1246.88
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	107,500	322,500	0.00	627.08	716.67	1554.45	1644.75	1738.28	1835.03	1935.00	2038.20	2144.63	2254.28	2367.15	2480.03	2596.13	2712.23	2831.55
PITI		25%Dwn				2898.20	2988.50	3082.03	3178.78	3278.75	3381.95	3488.38	3598.03	3710.90	3823.78	3939.88	4055.98	4175.30
28%						10350.71	10673.21	11007.23	11352.77	11709.82	12078.39	12458.48	12850.09	13253.21	13656.34	14070.98	14485.63	14911.79
YrIncome						124,209	128,079	132,087	136,233	140,518	144,941	149,502	154,201	159,039	163,876	168,852	173,828	178,941
36%						3726.26	3842.36	3962.60	4087.00	4215.54	4348.22	4485.05	4626.03	4771.16	4916.28	5065.55	5214.83	5368.24
MaxDebt/Mth						828.06	853.86	880.58	908.22	936.79	966.27	996.68	1028.01	1060.26	1092.51	1125.68	1158.85	1192.94
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	129,000	301,000	0.00	627.08	716.67	1450.82	1535.10	1622.39	1712.69	1806.00	1902.32	2001.65	2103.99	2209.34	2314.69	2423.05	2531.41	2642.78
PITI		30%Dwn				2794.57	2878.85	2966.14	3056.44	3149.75	3246.07	3345.40	3447.74	3553.09	3658.44	3766.80	3875.16	3986.53
28%						9980.61	10281.61	10593.36	10915.86	11249.11	11593.11	11947.86	12313.36	12689.61	13065.86	13452.86	13839.86	14237.61
YrIncome						119,767	123,379	127,120	130,990	134,989	139,117	143,374	147,760	152,275	156,790	161,434	166,078	170,851
36%						3593.02	3701.38	3813.61	3929.71	4049.68	4173.52	4301.23	4432.81	4568.26	4703.71	4843.03	4982.35	5125.54
MaxDebt/Mth						798.45	822.53	847.47	873.27	899.93	927.45	955.83	985.07	1015.17	1045.27	1076.23	1107.19	1139.01
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	150,500	279,500	0.00	627.08	716.67	1347.19	1425.45	1506.51	1590.36	1677.00	1766.44	1858.68	1953.71	2051.53	2149.36	2249.98	2350.60	2454.01
PITI		35%Dwn				2690.94	2769.20	2850.26	2934.11	3020.75	3110.19	3202.43	3297.46	3395.28	3493.11	3593.73	3694.35	3797.76
28%						9610.50	9890.00	10179.48	10478.95	10788.39	11107.82	11437.23	11776.63	12126.00	12475.38	12834.73	13194.09	13563.43
YrIncome						115,326	118,680	122,154	125,747	129,461	133,294	137,247	141,320	145,512	149,705	154,017	158,329	162,761
36%						3459.78	3560.40	3664.61	3772.42	3883.82	3998.82	4117.40	4239.59	4365.36	4491.14	4620.50	4749.87	4882.83
MaxDebt/Mth						768.84	791.20	814.36	838.32	863.07	888.63	914.98	942.13	970.08	998.03	1026.78	1055.53	1085.07
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	172,000	258,000	0.00	627.08	716.67	1243.56	1315.80	1390.62	1468.02	1548.00	1630.56	1715.70	1803.42	1893.72	1984.02	2076.90	2169.78	2265.24
PITI		40%Dwn				2587.31	2659.55	2734.37	2811.77	2891.75	2974.31	3059.45	3147.17	3237.47	3327.77	3420.65	3513.53	3608.99
28%						9240.39	9498.39	9765.61	10042.04	10327.68	10622.54	10926.61	11239.89	11562.39	11884.89	12216.61	12548.32	12889.25
YrIncome						110,885	113,981	117,187	120,504	123,932	127,470	131,119	134,879	138,749	142,619	146,599	150,580	154,671
36%						3326.54	3419.42	3515.62	3615.13	3717.96	3824.11	3933.58	4046.36	4162.46	4278.56	4397.98	4517.40	4640.13
MaxDebt/Mth						739.23	759.87	781.25	803.36	826.21	849.80	874.13	899.19	924.99	950.79	977.33	1003.87	1031.14
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	193,500	236,500	0.00	627.08	716.67	1139.93	1206.15	1274.74	1345.69	1419.00	1494.68	1572.73	1653.14	1735.91	1818.69	1903.83	1988.97	2076.47
PITI		45%Dwn				2483.68	2549.90	2618.49	2689.44	2762.75	2838.43	2916.48	2996.89	3079.66	3162.44	3247.58	3332.72	3420.22
28%						8870.29	9106.79	9351.73	9605.13	9866.96	10137.25	10415.98	10703.16	10998.79	11294.41	11598.48	11902.55	12215.07
YrIncome						106,443	109,281	112,221	115,262	118,404	121,647	124,992	128,438	131,985	135,533	139,182	142,831	146,581
36%						3193.30	3278.44	3366.62	3457.85	3552.11	3649.41	3749.75	3853.14	3959.56	4065.99	4175.45	4284.92	4397.43
MaxDebt/Mth						709.62	728.54	748.14	768.41	789.36	810.98	833.28	856.25	879.90	903.55	927.88	952.20	977.21
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
430,000	215,000	215,000	0.00	627.08	716.67	1036.30	1096.50	1158.85	1223.35	1290.00	1358.80	1429.75	1502.85	1578.10	1653.35	1730.75	1808.15	1887.70
PITI		50%Dwn				2380.05	2440.25	2502.60	2567.10	2633.75	2702.55	2773.50	2846.60	2921.85	2997.10	3074.50	3151.90	3231.45
28%						8500.18	8715.18	8937.86	9168.21	9406.25	9651.96	9905.36	10166.43	10435.18	10703.93	10980.36	11256.79	11540.89
YrIncome						102,002	104,582	107,254	110,019	112,875	115,824	118,864	121,997	125,222	128,447	131,764	135,081	138,491
36%						3060.06	3137.46	3217.63	3300.56	3386.25	3474.71	3565.93	3659.91	3756.66	3853.41	3952.93	4052.44	4154.72
MaxDebt/Mth						680.01	697.21	715.03	733.46	752.50	772.16	792.43	813.31	834.81	856.31	878.43	900.54	923.27