Computations based on a sale price of				$  50,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Partners
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
50,000	2,500	47,500	30.88	72.92	83.33	228.95	242.25	256.03	270.28	285.00	300.20	315.88	332.03	348.65	365.28	382.38	399.48	417.05
PITI		5% Dwn				416.08	429.38	443.15	457.40	472.13	487.33	503.00	519.15	535.78	552.40	569.50	586.60	604.18
28%						1485.98	1533.48	1582.68	1633.57	1686.16	1740.45	1796.43	1854.11	1913.48	1972.86	2033.93	2095.00	2157.77
YrIncome						17,832	18,402	18,992	19,603	20,234	20,885	21,557	22,249	22,962	23,674	24,407	25,140	25,893
36%						534.95	552.05	569.76	588.09	607.02	626.56	646.71	667.48	688.85	710.23	732.21	754.20	776.80
MaxDebt/Mth						118.88	122.68	126.61	130.69	134.89	139.24	143.71	148.33	153.08	157.83	162.71	167.60	172.62
	Remember	Est. Closing Costs>>>>		3,500
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	5,000	45,000	19.50	72.92	83.33	216.90	229.50	242.55	256.05	270.00	284.40	299.25	314.55	330.30	346.05	362.25	378.45	395.10
PITI		10%Dwn				392.65	405.25	418.30	431.80	445.75	460.15	475.00	490.30	506.05	521.80	538.00	554.20	570.85
28%						1402.32	1447.32	1493.93	1542.14	1591.96	1643.39	1696.43	1751.07	1807.32	1863.57	1921.43	1979.29	2038.75
YrIncome						16,828	17,368	17,927	18,506	19,104	19,721	20,357	21,013	21,688	22,363	23,057	23,751	24,465
36%						504.84	521.04	537.81	555.17	573.11	591.62	610.71	630.39	650.64	670.89	691.71	712.54	733.95
MaxDebt/Mth						112.19	115.79	119.51	123.37	127.36	131.47	135.71	140.09	144.59	149.09	153.71	158.34	163.10
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	7,500	42,500	11.33	72.92	83.33	204.85	216.75	229.08	241.83	255.00	268.60	282.63	297.08	311.95	326.83	342.13	357.43	373.15
PITI		15%Dwn				372.43	384.33	396.66	409.41	422.58	436.18	450.21	464.66	479.53	494.41	509.71	525.01	540.73
28%						1330.12	1372.62	1416.64	1462.17	1509.23	1557.80	1607.89	1659.49	1712.62	1765.74	1820.39	1875.03	1931.19
YrIncome						15,961	16,471	17,000	17,546	18,111	18,694	19,295	19,914	20,551	21,189	21,845	22,500	23,174
36%						478.84	494.14	509.99	526.38	543.32	560.81	578.84	597.42	616.54	635.67	655.34	675.01	695.23
MaxDebt/Mth						106.41	109.81	113.33	116.97	120.74	124.62	128.63	132.76	137.01	141.26	145.63	150.00	154.50
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	10,000	40,000	0.00	72.92	83.33	192.80	204.00	215.60	227.60	240.00	252.80	266.00	279.60	293.60	307.60	322.00	336.40	351.20
PITI		20%Dwn				349.05	360.25	371.85	383.85	396.25	409.05	422.25	435.85	449.85	463.85	478.25	492.65	507.45
28%						1246.61	1286.61	1328.04	1370.89	1415.18	1460.89	1508.04	1556.61	1606.61	1656.61	1708.04	1759.46	1812.32
YrIncome						14,959	15,439	15,936	16,451	16,982	17,531	18,096	18,679	19,279	19,879	20,496	21,114	21,748
36%						448.78	463.18	478.09	493.52	509.46	525.92	542.89	560.38	578.38	596.38	614.89	633.41	652.44
MaxDebt/Mth						99.73	102.93	106.24	109.67	113.21	116.87	120.64	124.53	128.53	132.53	136.64	140.76	144.99
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	12,500	37,500	0.00	72.92	83.33	180.75	191.25	202.13	213.38	225.00	237.00	249.38	262.13	275.25	288.38	301.88	315.38	329.25
PITI		25%Dwn				337.00	347.50	358.38	369.63	381.25	393.25	405.63	418.38	431.50	444.63	458.13	471.63	485.50
28%						1203.57	1241.07	1279.91	1320.09	1361.61	1404.46	1448.66	1494.20	1541.07	1587.95	1636.16	1684.38	1733.93
YrIncome						14,443	14,893	15,359	15,841	16,339	16,854	17,384	17,930	18,493	19,055	19,634	20,213	20,807
36%						433.29	446.79	460.77	475.23	490.18	505.61	521.52	537.91	554.79	571.66	589.02	606.38	624.21
MaxDebt/Mth						96.29	99.29	102.39	105.61	108.93	112.36	115.89	119.54	123.29	127.04	130.89	134.75	138.71
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	15,000	35,000	0.00	72.92	83.33	168.70	178.50	188.65	199.15	210.00	221.20	232.75	244.65	256.90	269.15	281.75	294.35	307.30
PITI		30%Dwn				324.95	334.75	344.90	355.40	366.25	377.45	389.00	400.90	413.15	425.40	438.00	450.60	463.55
28%						1160.54	1195.54	1231.79	1269.29	1308.04	1348.04	1389.29	1431.79	1475.54	1519.29	1564.29	1609.29	1655.54
YrIncome						13,926	14,346	14,781	15,231	15,696	16,176	16,671	17,181	17,706	18,231	18,771	19,311	19,866
36%						417.79	430.39	443.44	456.94	470.89	485.29	500.14	515.44	531.19	546.94	563.14	579.34	595.99
MaxDebt/Mth						92.84	95.64	98.54	101.54	104.64	107.84	111.14	114.54	118.04	121.54	125.14	128.74	132.44
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	17,500	32,500	0.00	72.92	83.33	156.65	165.75	175.18	184.93	195.00	205.40	216.13	227.18	238.55	249.93	261.63	273.33	285.35
PITI		35%Dwn				312.90	322.00	331.43	341.18	351.25	361.65	372.38	383.43	394.80	406.18	417.88	429.58	441.60
28%						1117.50	1150.00	1183.66	1218.48	1254.46	1291.61	1329.91	1369.38	1410.00	1450.63	1492.41	1534.20	1577.14
YrIncome						13,410	13,800	14,204	14,622	15,054	15,499	15,959	16,433	16,920	17,408	17,909	18,410	18,926
36%						402.30	414.00	426.12	438.65	451.61	464.98	478.77	492.98	507.60	522.23	537.27	552.31	567.77
MaxDebt/Mth						89.40	92.00	94.69	97.48	100.36	103.33	106.39	109.55	112.80	116.05	119.39	122.74	126.17
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	20,000	30,000	0.00	72.92	83.33	144.60	153.00	161.70	170.70	180.00	189.60	199.50	209.70	220.20	230.70	241.50	252.30	263.40
PITI		40%Dwn				300.85	309.25	317.95	326.95	336.25	345.85	355.75	365.95	376.45	386.95	397.75	408.55	419.65
28%						1074.46	1104.46	1135.54	1167.68	1200.89	1235.18	1270.54	1306.96	1344.46	1381.96	1420.54	1459.11	1498.75
YrIncome						12,894	13,254	13,626	14,012	14,411	14,822	15,246	15,684	16,134	16,584	17,046	17,509	17,985
36%						386.81	397.61	408.79	420.36	432.32	444.66	457.39	470.51	484.01	497.51	511.39	525.28	539.55
MaxDebt/Mth						85.96	88.36	90.84	93.41	96.07	98.81	101.64	104.56	107.56	110.56	113.64	116.73	119.90
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	22,500	27,500	0.00	72.92	83.33	132.55	140.25	148.23	156.48	165.00	173.80	182.88	192.23	201.85	211.48	221.38	231.28	241.45
PITI		45%Dwn				288.80	296.50	304.48	312.73	321.25	330.05	339.13	348.48	358.10	367.73	377.63	387.53	397.70
28%						1031.43	1058.93	1087.41	1116.88	1147.32	1178.75	1211.16	1244.55	1278.93	1313.30	1348.66	1384.02	1420.36
YrIncome						12,377	12,707	13,049	13,403	13,768	14,145	14,534	14,935	15,347	15,760	16,184	16,608	17,044
36%						371.31	381.21	391.47	402.08	413.04	424.35	436.02	448.04	460.41	472.79	485.52	498.25	511.33
MaxDebt/Mth						82.51	84.71	86.99	89.35	91.79	94.30	96.89	99.56	102.31	105.06	107.89	110.72	113.63
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
50,000	25,000	25,000	0.00	72.92	83.33	120.50	127.50	134.75	142.25	150.00	158.00	166.25	174.75	183.50	192.25	201.25	210.25	219.50
PITI		50%Dwn				276.75	283.75	291.00	298.50	306.25	314.25	322.50	331.00	339.75	348.50	357.50	366.50	375.75
28%						988.39	1013.39	1039.29	1066.07	1093.75	1122.32	1151.79	1182.14	1213.39	1244.64	1276.79	1308.93	1341.96
YrIncome						11,861	12,161	12,471	12,793	13,125	13,468	13,821	14,186	14,561