Computations based on a sale price of				$  90,000
						Calculations based on 30 year conventional loan
						Insurance estimated at 1.75% of sales price / 12 for a monthly figure
						Taxes estimated at 2.00% of sales price / 12 for a monthly figure
						PITI line is arrived at by adding the Loan Pmt ( found directly beneath the interest rate )
						and adding the estimated monthly Insurance and Taxes amounts
						and PMI (Private Mortgage Insurance) if down payment is less than 20%
						copyright © 1998-2004; Richard C. Decker, P.A. RE/MAX Partners
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	10.00
90,000	4,500	85,500	55.58	131.25	150.00	412.11	436.05	460.85	486.50	513.00	540.36	568.58	597.65	627.57	657.50	688.28	719.06	750.69
PITI		5% Dwn				748.94	772.88	797.67	823.32	849.83	877.19	905.40	934.47	964.40	994.32	1025.10	1055.88	1087.52
28%						2674.77	2760.27	2848.82	2940.43	3035.09	3132.80	3233.57	3337.39	3444.27	3551.14	3661.07	3771.00	3883.98
YrIncome						32,097	33,123	34,186	35,285	36,421	37,594	38,803	40,049	41,331	42,614	43,933	45,252	46,608
36%						962.92	993.70	1025.58	1058.55	1092.63	1127.81	1164.09	1201.46	1239.94	1278.41	1317.99	1357.56	1398.23
MaxDebt/Mth						213.98	220.82	227.91	235.23	242.81	250.62	258.69	266.99	275.54	284.09	292.89	301.68	310.72
	Remember	Est. Closing Costs>>>>		6,300
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	9,000	81,000	35.10	131.25	150.00	390.42	413.10	436.59	460.89	486.00	511.92	538.65	566.19	594.54	622.89	652.05	681.21	711.18
PITI		10%Dwn				706.77	729.45	752.94	777.24	802.35	828.27	855.00	882.54	910.89	939.24	968.40	997.56	1027.53
28%						2524.18	2605.18	2689.07	2775.86	2865.54	2958.11	3053.57	3151.93	3253.18	3354.43	3458.57	3562.71	3669.75
YrIncome						30,290	31,262	32,269	33,310	34,386	35,497	36,643	37,823	39,038	40,253	41,503	42,753	44,037
36%						908.70	937.86	968.07	999.31	1031.59	1064.92	1099.29	1134.69	1171.14	1207.59	1245.09	1282.58	1321.11
MaxDebt/Mth						201.93	208.41	215.13	222.07	229.24	236.65	244.29	252.15	260.25	268.35	276.69	285.02	293.58
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	13,500	76,500	20.40	131.25	150.00	368.73	390.15	412.34	435.29	459.00	483.48	508.73	534.74	561.51	588.29	615.83	643.37	671.67
PITI		15%Dwn				670.38	691.80	713.99	736.94	760.65	785.13	810.38	836.39	863.16	889.94	917.48	945.02	973.32
28%						2394.21	2470.71	2549.95	2631.91	2716.61	2804.04	2894.20	2987.09	3082.71	3178.34	3276.70	3375.05	3476.14
YrIncome						28,731	29,649	30,599	31,583	32,599	33,648	34,730	35,845	36,993	38,140	39,320	40,501	41,714
36%						861.92	889.46	917.98	947.49	977.98	1009.45	1041.91	1075.35	1109.78	1144.20	1179.61	1215.02	1251.41
MaxDebt/Mth						191.54	197.66	204.00	210.55	217.33	224.32	231.54	238.97	246.62	254.27	262.14	270.00	278.09
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	18,000	72,000	0.00	131.25	150.00	347.04	367.20	388.08	409.68	432.00	455.04	478.80	503.28	528.48	553.68	579.60	605.52	632.16
PITI		20%Dwn				628.29	648.45	669.33	690.93	713.25	736.29	760.05	784.53	809.73	834.93	860.85	886.77	913.41
28%						2243.89	2315.89	2390.46	2467.61	2547.32	2629.61	2714.46	2801.89	2891.89	2981.89	3074.46	3167.04	3262.18
YrIncome						26,927	27,791	28,686	29,611	30,568	31,555	32,574	33,623	34,703	35,783	36,894	38,004	39,146
36%						807.80	833.72	860.57	888.34	917.04	946.66	977.21	1008.68	1041.08	1073.48	1106.81	1140.13	1174.38
MaxDebt/Mth						179.51	185.27	191.24	197.41	203.79	210.37	217.16	224.15	231.35	238.55	245.96	253.36	260.97
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	22,500	67,500	0.00	131.25	150.00	325.35	344.25	363.83	384.08	405.00	426.60	448.88	471.83	495.45	519.08	543.38	567.68	592.65
PITI		25%Dwn				606.60	625.50	645.08	665.33	686.25	707.85	730.13	753.08	776.70	800.33	824.63	848.93	873.90
28%						2166.43	2233.93	2303.84	2376.16	2450.89	2528.04	2607.59	2689.55	2773.93	2858.30	2945.09	3031.88	3121.07
YrIncome						25,997	26,807	27,646	28,514	29,411	30,336	31,291	32,275	33,287	34,300	35,341	36,383	37,453
36%						779.91	804.21	829.38	855.42	882.32	910.09	938.73	968.24	998.61	1028.99	1060.23	1091.48	1123.59
MaxDebt/Mth						173.31	178.71	184.31	190.09	196.07	202.24	208.61	215.16	221.91	228.66	235.61	242.55	249.69
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	27,000	63,000	0.00	131.25	150.00	303.66	321.30	339.57	358.47	378.00	398.16	418.95	440.37	462.42	484.47	507.15	529.83	553.14
PITI		30%Dwn				584.91	602.55	620.82	639.72	659.25	679.41	700.20	721.62	743.67	765.72	788.40	811.08	834.39
28%						2088.96	2151.96	2217.21	2284.71	2354.46	2426.46	2500.71	2577.21	2655.96	2734.71	2815.71	2896.71	2979.96
YrIncome						25,068	25,824	26,607	27,417	28,254	29,118	30,009	30,927	31,872	32,817	33,789	34,761	35,760
36%						752.03	774.71	798.20	822.50	847.61	873.53	900.26	927.80	956.15	984.50	1013.66	1042.82	1072.79
MaxDebt/Mth						167.12	172.16	177.38	182.78	188.36	194.12	200.06	206.18	212.48	218.78	225.26	231.74	238.40
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	31,500	58,500	0.00	131.25	150.00	281.97	298.35	315.32	332.87	351.00	369.72	389.03	408.92	429.39	449.87	470.93	491.99	513.63
PITI		35%Dwn				563.22	579.60	596.57	614.12	632.25	650.97	670.28	690.17	710.64	731.12	752.18	773.24	794.88
28%						2011.50	2070.00	2130.59	2193.27	2258.04	2324.89	2393.84	2464.88	2538.00	2611.13	2686.34	2761.55	2838.86
YrIncome						24,138	24,840	25,567	26,319	27,096	27,899	28,726	29,579	30,456	31,334	32,236	33,139	34,066
36%						724.14	745.20	767.01	789.58	812.89	836.96	861.78	887.36	913.68	940.01	967.08	994.16	1021.99
MaxDebt/Mth						160.92	165.60	170.45	175.46	180.64	185.99	191.51	197.19	203.04	208.89	214.91	220.92	227.11
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	36,000	54,000	0.00	131.25	150.00	260.28	275.40	291.06	307.26	324.00	341.28	359.10	377.46	396.36	415.26	434.70	454.14	474.12
PITI		40%Dwn				541.53	556.65	572.31	588.51	605.25	622.53	640.35	658.71	677.61	696.51	715.95	735.39	755.37
28%						1934.04	1988.04	2043.96	2101.82	2161.61	2223.32	2286.96	2352.54	2420.04	2487.54	2556.96	2626.39	2697.75
YrIncome						23,208	23,856	24,528	25,222	25,939	26,680	27,444	28,230	29,040	29,850	30,684	31,517	32,373
36%						696.25	715.69	735.83	756.66	778.18	800.40	823.31	846.91	871.21	895.51	920.51	945.50	971.19
MaxDebt/Mth						154.72	159.04	163.52	168.15	172.93	177.87	182.96	188.20	193.60	199.00	204.56	210.11	215.82
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	40,500	49,500	0.00	131.25	150.00	238.59	252.45	266.81	281.66	297.00	312.84	329.18	346.01	363.33	380.66	398.48	416.30	434.61
PITI		45%Dwn				519.84	533.70	548.06	562.91	578.25	594.09	610.43	627.26	644.58	661.91	679.73	697.55	715.86
28%						1856.57	1906.07	1957.34	2010.38	2065.18	2121.75	2180.09	2240.20	2302.07	2363.95	2427.59	2491.23	2556.64
YrIncome						22,279	22,873	23,488	24,125	24,782	25,461	26,161	26,882	27,625	28,367	29,131	29,895	30,680
36%						668.37	686.19	704.64	723.74	743.46	763.83	784.83	806.47	828.75	851.02	873.93	896.84	920.39
MaxDebt/Mth						148.53	152.49	156.59	160.83	165.21	169.74	174.41	179.22	184.17	189.12	194.21	199.30	204.53
Price	Down	Loan	PMI/Mth	Ins/Mth	Taxes/Mth	4.00	4.50	5.00	5.50	6.00	6.50	7.00	7.50	8.00	8.50	9.00	9.50	9.50
90,000	45,000	45,000	0.00	131.25	150.00	216.90	229.50	242.55	256.05	270.00	284.40	299.25	314.55	330.30	346.05	362.25	378.45	395.10
PITI		50%Dwn				498.15	510.75	523.80	537.30	551.25	565.65	580.50	595.80	611.55	627.30	643.50	659.70	676.35
28%						1779.11	1824.11	1870.71	1918.93	1968.75	2020.18	2073.21	2127.86	2184.11	2240.36	2298.21	2356.07	2415.54
YrIncome						21,349	21,889	22,449	23,027	23,625	24,242	24,879	25,534	26,209	26,884	27,579